0
There is not information in your question to give a comprehensive answer.
But, it just depends on what scope of coverage you purchased and on the nature of your theft claim. For example, Theft by a resident of the home would not be covered. Thefts are required to be reported to the Police to be eligible for coverage.
When you purchased your insurance policy you selected those coverage you wanted. If you just chose the cheapest policy you could find without looking at the details, then you may need to speak with your Insurance Agent about upgrading your coverage.
What else can I help you with?
Does homeowners insurance cover theft of cash that was in home during a robbery?
Generally, a homeowner's policy does cover losses of a limited amount of cash. The precise amount will be stated in the policy. The loss will be covered if the cause thereof was the result of an occurrence which is specified in the policy. Note, though, that there are some homeowner's policy forms that cover structural damage only. For the most part, they are policies issued by state-run entities that insure people who cannut obrain insurance in the private market. Such policies are also issued as "force-placed" policies by lenders that have not received proof of insurance from the borrower. They are placed on the property to protect the lender's interest in the property.
Does homeowners insurance cover theft or robbery in your home?
Yes, most homeowners insurance policies typically provide coverage for theft or robbery within your home. The policy would generally reimburse you for stolen items and help cover the cost of any damage caused during a break-in. It's important to review your specific policy to understand the coverage limits and any exclusions related to theft.
If my mother's house was vacant because of her demise will the insurance cover a robbery?
Generally No, Homeowners Insurance Policies typically have a vacancy clause. The insuring contract requires notification to the Insurance company when the house becomes vacant. All coverage typically ends at the time the home becomes vacant unless you have endorsed the policy to cover a period of vacancy.
What are the different types of vandalism?
The different types of vandalism include graffiti, property damage, theft or defacement of public property, and intentional destruction of property. Other forms can include cyber vandalism, such as hacking, spreading malware, or defacing websites.
Does homeowners insurance cover burglary?
Yes, homeowners insurance typically covers theft and burglary of personal belongings. It's important to review your policy to understand the specific coverage and limits related to burglary. It's also recommended to document your belongings and keep a record in case you need to file a claim.
Does homeowner policy protect against theft?
Not all homeowner policies cover against theft. The most basic homeowner policy will only cover against fire, wind and hail. If your Home Insurance Policy includes burglary then you should have no problem with coverage up to the specified limits. If the theft was by a household member then it is most likely not covered.
Will any homeowner Insurance policies cover a car that was stolen from the driveway?
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
If you leave your home without locking it and theft or vandalism occurs will your homeowners policy cover any loss or damage?
yup
Does homeowner insurance cover vandalism to your car and money taken?
Homeowners will not cover anything that happens to your vehicle, it's excluded. Money or personal property not commonly used with an automobile (music cd's, gps, radar etc.) would be covered if "off premises theft" is included on your Homeowners policy subject to policy limitations and deductible.
Does homeowner insurance pay the claim on cars vandalized in their driveway?
No, An auto theft or vandalism would have to be covered by the vehicle owners comprehensive auto insurance policy. that's what Auto Insurance is for.
What types of risk does typical homeowner's insurance cover?
Fire Theft Collapse Accidental Water Damage Vandalism Malicious Mischief Liability That is just a brief list. It is best to read your policy. Exclusions include: war, pollution, asbestos, sexual molestation, et.c
Does homeowner insurance cover someone else property also from theft?
No. A homeowners insurance policy is specific to the property of the named insured.
Insurance company says off-road motorcycles are not covered for theft under a homeowner's policy are they wrong?
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
Does home owners ins cover vandalism and theft of items in it on vehicle?
It depends on whether you have "off premises" property coverage on your policy and then what household items were stolen.
Are insurance policies that cover perils such as fire storm theft and vandalism?
Most basic home insurance policies cover the perils of fire, storm, theft, and vandalism. You can get better policies also that cover many more perils, such a water, collapse, vehicle, etc.
Does full coverage cover vandalism?
Full coverage will cover acts of nature and vandalism and theft. Full coverage completely insures the car against all acts committed by others or from accidents.
What does auto comprehensive insurance cover?
Comprehensive auto insurance covers theft, fire, vandalism, weather damage, riots, and other similar acts which may cause damage to a vehicle. Comprehensive auto insurance does not usually cover acts of God, theft or vandalism by family members or employees, contents of the vehicle, or damage due to improper maintenance. Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)
