A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
Your local police department
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
"No cancelling credit cards is having them made unavailable for any more charges, while consolidating credit cards is putting them all together on one bill much like you would consolidate nay other debts . Then you have one payment ot make instead of several."
Get a credit report on him. Try https://www.annualcreditreport.com/ or www.equifax.com/ and a list of his credit cards should pop up.
Money that goes to his estate needs to pay off the account.
First time credit cards are offered by many credit card companies and banks. RBC, Scotiabank, TD Bank, and BMO all offer credit cards for persons starting off their credit.
Vanquis Bank is willing to give credit cards to persons who are bankrupt and have been refused credit elsewhere. Clients can start with a manageable credit limit from å£150 to å£1000.
The most obvious way would be to check the statements for usage. And all credit cards should be notified as soon as possible of the death of the holder and the accounts cancelled.
If your name is on the account you have to pay. If not, you need to send a copy of the Death Certificate.
Not unless they co-signed for the loans or credit cards. The estate is responsible for the debts.
Yes they're old not dead.
This depends on the persons credit, and which card that you are getting from capital one. However if you are accepted for credit you should have no problem with a low rate.