Your local police department
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
If a credit reporting agency has mistakenly marked you as deceased on your credit report, you should contact them immediately to correct the error.
Unless you work for an attorney or someone who can legally pull other's reports, it is illegal and not easy to pull another persons credit report. You can't legally do so.
To obtain a credit report for a deceased individual, you need to request it from the credit reporting agencies by providing the necessary documentation, such as a death certificate and proof of your authority to act on behalf of the deceased person's estate.
Your credit report may mistakenly say that you are deceased due to an error in the reporting system. This can happen if someone with a similar name or social security number is incorrectly marked as deceased. It's important to contact the credit reporting agencies to correct this mistake and ensure your credit report accurately reflects your status as alive.
Yes, it does show up on that persons credit report. If you are late on payments, it will negatively impact his/her credit report.
You should call the credit card company.
Yes, if the association won the judgement.
No. Credit reporting bureaus will not allow access to the report without an order from the probate court. Such an order is usually only granted to the named or appointed executor or executrix of the deceased's estate.
To determine if that person should be given a loan or credit card
Get a credit report on him. Try https://www.annualcreditreport.com/ or www.equifax.com/ and a list of his credit cards should pop up.
If it does report it will show that you are just an authorized user, most cards don't even report authorized users anymore.