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A spouse is legally allowed to use a credit card and the credit card company won't care anyway as long as the bills are getting paid. You can try to report it but you need the card number and the name of the deceased as well as their social security number. Give it a try and you'll see what I mean. You'll probably get frustrated and give up.
What else can I help you with?
Who is responsible for credit card debt in KY after a spouses death?
For Kentucky the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any any remainder distributed.
Is a surviving spouse and sole beneficiary responsible in Manitoba for the Credit card debt of the deceased?
Unless both spouses signed the credit card agreement, the answer is no. The debt can only be charged against the property of the deceased, but must be fully paid (or paid as much as it can be in the case of an insolvent estate) before anything can be paid to the spouse.
Why does my credit report say that I am deceased?
Your credit report may mistakenly say that you are deceased due to an error in the reporting system. This can happen if someone with a similar name or social security number is incorrectly marked as deceased. It's important to contact the credit reporting agencies to correct this mistake and ensure your credit report accurately reflects your status as alive.
What do you do with a dead spouses credit card debit?
If the surviving spouse did not sign the credit card agreement then they are not responsible for it. However, the creditors could still come after the deceased spouse's estate (i.e. life insurance) for the balance of credit. You probably want to ask an estate attorney that question.
When someone is deceased can their credit report be viewed online?
No. Credit reporting bureaus will not allow access to the report without an order from the probate court. Such an order is usually only granted to the named or appointed executor or executrix of the deceased's estate.
Has the credit reporting agency mistakenly reported you as deceased on your credit report?
If a credit reporting agency has mistakenly marked you as deceased on your credit report, you should contact them immediately to correct the error.
Does Wisconsin garnish a spouses wages to satisfy a credit card debt?
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
In the case of a living trust what are credit card companies' options if the family of a deceased person does not respond to inquiries about paying off the deceased's balance?
The credit card compaines will hire someone to harass the family to get the money, or they will hire a lawyer and go to court. They don't care.
What if person uses deceased persons credit cards?
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
In the state of NY if the surviving spouse is part of the deed who pays deceased credit card bills?
Unless one or more of the mentioned credit accounts included specification of a tangible property (eg. what you referred to by the term "deed") -- which is almost unheard-of -- then the "credit card" accounts are UNSECURED DEBT. The fact that your deceased spouse was a joint owner with you of a property has nothing to do with your spouses outstanding unsecured debt (ie. credit card accounts in the spouses name only).by the way ....1) find the procedure in your state where y'all had that property deed recorded to get the deceased joint owner off the record -- do so for general principles, avoiding future complications2) in some states, unsecured credit contracts become null and void when the named debtor dies -- assuming there was only 1 named debtor on the contract (if the credit account is joint, then the other named debtor(s) is responsible for that debt)
Using a dead spouses credit card?
Using a dead person's credit card is a criminal offense.
What is the practical penalty in California for obtaining a spouses credit report for the purpose of monitoring the credit?
Death penalty.
