NJ is not a community property state. Threfore it is likely that the debts of the deceased cannot be collected from a surviving spouse. The assets and debts of the deceased are handled under state probate laws. There is specific property/assets that are exempt from probate procedures. It would be advisable to seek legal counsel concerning these matters. Most attorneys offer free consultation or at a minimal fee to explore the legal options pertaining to the issue at hand.
depending on who was using the card, that's who's fault it would be... I'm going to assume since it was your spouse's credit card, that your spouse is then responsible for it.
The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.
Half and half.
The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.
No.
If the two of you are married, I believe you are responsible.
no
No, the spouse is not responsible. However it does come out there assets left behind.
Debts of the spouse are considered to have benefited both of them. He can be held responsible for the debts.
Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."
Yes. STATED BY AUTHOR
Yup.