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Working in a law firm back in the 90's, we were confronted with this complaint regularly, so that I completed an in debth investigation and learned that one must present the policy and say clearly "I want the service that this policy covers."
Mother would not believe me, that it would not pay for her funeral so we went to a Brown Service Funeral Home where I asked them to show her the Brown Service casket. It wasn't what she wanted, but we were told that any upgrade would automatically void the coverages.
Unfortunately, we learned the same day that her vault policy (which represented that she was covered fully for any vault she chose) had been revoked by a court. It was only worth $100.00. My anguished Mother had to come up with another $1,000 at that time. She died last week and I honored her request to use her burial policy to cover her last expenses. We HANDED THE DIRECTOR THE POLICY AND CLEARLY STATED WE WANTED THE FUNERAL benefits it promised. WE USED THE BROWN SERVICE CASKET AND WE WERE STILL BILLED AN EXTRA $790.00 (BROWN SERVICE OVERCHARGES). We also paid for all the extras that we of course, knew were not covered. They only gave us a $300.00 for her policy benefits instead of the several hundred in services. I intend to pursue this with an atty. helping me, let me know if You are with me.
What else can I help you with?
Why should I purchase burial insurance?
Burial insurnace will cover the cost of burying you when you die so that family members don't have to pay for it.
Can homeowners insurance cover a new heater if faulty?
No, but if you have a home warranty policy that policy may cover it.
Which company write burial insurance policy?
Funeral homes sell burial insurance policies but you are much better off buying a regular life insurance policy and using part of the benefits to pay for funeral costs. The cost per thousand of the normal life insurance policy is much less on a regular policy than on a burial policy sold by the funeral home. Funeral homes make extremely high commissions on the sales of these policies, the beneficiary and owner of the policy is probably the funeral home as well so you can't change your mind later and make any changes in the policy.
Does insurance cover a minor driver who is not on your policy?
If they are not on your policy then they are not covered.
What does home owner insurance not cover?
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
If a homeowner is injured and may require surgery will homeowner policy cover this?
Nope, a homeowners policy does not cover the home owner.
Critters ate the wires in my car's engine. will my auto policy cover this?
Your comprehensive coverage porportion of your policy may cover the critter damage depending on the terms of your policy.
What magazine cover did Chris Brown appear on first?
in what magazine cover did chris brown apear on first?
How do you make a claim for a spouse's burial policy with liberty national Life in Birmingham?
My husband's parents in FT. Payne,AL had a policy on him and since his mother just died we found one for him. He died in 1997. Can I find out what the burial policy is worth and make a claim as his spouse and beneficiary? He is buried in FT. Payne. Jane Mince
What type of insurance policy should I consider to cover your assets?
You should consider a comprehensive property insurance policy to cover your assets.
Does your insurance cover a borrowed friends car without insurance?
If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.
Does homeowners cover a murder of a person on the policy?
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.
