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Would a death from a spider snake etc be considered an accidental death and would coverage still pay?
I doubt it. What is the definition of accident in the policy? Here's a partial definition that I found: What Is Accidental Death & Dismemberment (AD&D) Insurance? Accidental Death and Dismemberment is a life insurance product that pays proceeds to your designated beneficiaries if you die or are disabled as a result of injuries caused by a covered accident (not due to an illness). A covered accident is one that is explicitly mentioned in the policy as a basis for payment. http://www.chase.com/cm/cs?pagename=Chase/Href&urlname=chase/pf/insurance/lh/add
What else can I help you with?
Does auto insurance cover accidental fire damage?
The kind of coverage that would be necessary is called comprehensive coverage. It usually sold in conjunction with collision coverage.
In what circumstances would accidental death and dismemberment Insurance pay if death followed open heart surgery?
Contact the carrier for clarity, but I dout there would be coverage for this as not accidental.
If a Father has motorcycle insurance on his motorcycle and his 19 year old son is not listed on the policy and drives the motorcycle would there be coverage if the son has an accident?
No, there will not be any coverage for the son as he was not listed on the policy and not paid the premium.(The coverage is for accidental damages to the driver). Bhanu
In what circumstances would accidental death and dismemberment insurance pay if death followed cancer?
Accidental death and dismemberment insurance would generally not pay out in the case of death following cancer, as it specifically covers only accidents such as car crashes, falls, or other unexpected events. Since cancer is typically considered an illness rather than an accident, it usually falls outside the scope of coverage for this type of insurance.
Would being shot by police be considered an accidental death?
It depends on the circumstances. If you were in a donut shop and a police officer was reaching for his wallet to pay for his purchase and his gun fell out of his holster, hit the ground and went off hitting you with a bullet and killing you, that may be considered an accidental death. If you drew a gun on a police officer and he shot back killing you, that would not be accidental. That would probably be considered as being killed during the commission of a crime. Most life insurance will not pay any death benefit if you die during the commission of a crime.
Is a 50 coinsurance rate considered good for insurance coverage?
A 50 coinsurance rate for insurance coverage is considered average. It means you would be responsible for paying half of the costs for covered services, while the insurance company would pay the other half.
Would accidental death and dismemberment Insurance pay a claim due to an accidental death on a business trip?
It is difficult to say because it depends on the specific accidental death and dismemberment(AD&D) policy and it's insuring clause. There are many variations of coverage. You have to look at the actual policy and see if the insuring clause limits coverage in any way such as flight accident only or common carrier, or public conveyance, etc. You then have to look at the policy exclusions to see if any specific circumstances are excluded.
How would you put accidental in a sentence?
Accidental is an adjective so it can go before a verb or after the verb 'to be.' For example:He had an accidental fall.His fall was accidental.
How is a theft of a vehicle work when there are two insurance policies?
The policy with the broadest scope of coverage is primary. The other policy with less coverage would be considered secondary and does not invoke until or unless the coverage from the primary policy is exhausted.
What is accidental good?
Accidental good would mean that something good resulted as a consequence of some action on a person's part that was only accidental.
What percentage does dental insurance typically cover for a root canal?
Between 60% - 85% would be considered good coverage.
Who would win a ant or a spider?
a spider would win.
