If you're serving as executrix of the estate, and the will doesn't specifically state that the decedent waives bonding of the executrix, you need to be bonded. Yes, I know you're the widow...the state cares not. Now check this out: if the heirs all gather together and state they trust the executrix, which would be you, the bond can generally be waived. You may still need a "nominal bond" to assure the state they'll receive the taxes and fees owed, but the nominal bond is not expensive.
It is not fedarally taxable.
Her estate will be the beneficiary of the life insurance. You will have to show the Letter of Authorization from the court to the insurance company. They will issue the check to the estate.
Call the company.
because her husband died
You may need to be appointed the fiduciary of his estate because the proceeds will be paid to the estate. You should contact the insurance company for their policy regarding a situation such as yours.
It might be and most likely is. You found the policy, contact the claims department of the carrying insurance company.
Her husband life insurance when he died.
It depends on each company's rules, but generally you are not time restricted to file a death claim. Sometimes it takes a while to find all the policy information, probate, etc. I know of a spouse of a deceased insured who called the insurance company to cancel the policy on her husband because she could not afford it anymore, since her husband had died two years prior and her income was very low. Of course, the insurance company sent in the claim paperwork and paid the claim!
Typically yes, unless the insurance company has proof that your husband was aware of his AIDs before getting the life insurance, then they might try to fight it. Aside of that, typically the cause of death doesn't effect things unless it's suicide.
Her husband died and it was the insurance money.
how do i collect on my husbands life insurance ? he worked at Hughes Helicopter and was covered from 09-14-79 to11-01-00.his name was R.J. Fernandez he died 07-01-2007 You mail a copy of the death certificate to the insurance company that issued his life insurance policy. If he was only covered from 9-14-1979 to 11.01.2000 then he had no coverage when he died, 7 years after the coverage ended. Therefore, no life insurance can be collected. Depending on your late husband's particular circumstances [to which I am not privy], it might still be worth contacting the company in the event there were any benefits due by way of superannuation arrangements.
My husband died in Nov. and I cant find the title to the car, that has both our names on it, how can I get the car in just my name in case I ever need to sell it, I need the title for the car insurance company too, thanks