Her estate will be the beneficiary of the life insurance. You will have to show the Letter of Authorization from the court to the insurance company. They will issue the check to the estate.
Whoever is the named beneficiary on the policy will collect the death benefit.
If the husband was the named beneficiary of the policy, if the policy was in force at the time of death, and if the cause of death was not excluded by the policy, the general answer is "Yes". If the beneficiary was the estate of the wife, the proceeds are paid to the estate. Then, if the husband was a beneficiary of the estate (either by virtue of a Will naming him as beneficiary, or if no Will, through the laws of intestate succession), he may be entitled to all or a part of the insurance proceeds. If the beneficiary of the life insurance policy was someone other than the husband as of the time of the wife's death, proceeds are payable to that person.
In order to ensure that a wife collects her deceased husband's insurance policy, it is beneficial to transfer the beneficiary of the policy while the husband is still alive. If the beneficiary of the policy is also deceased, it would be wise to seek legal help.
No. You can have anyone you want be the beneficiary. A trust, church, or any person you choose can be your beneficiary.
Unless you were ordered by the court, as part of the divorce settlement, to keep your ex-husband as the beneficiary on your life insurance then you can make a change in the beneficiary with your insurance company.
If he put you in as the beneficiary, then Yes. Look at the policy and find where it says beneficiary to make sure.
If she is the beneficiary named on the policy, the insurance company has no other option. They cannot give the payment to anyone else.
You may need to be appointed the fiduciary of his estate because the proceeds will be paid to the estate. You should contact the insurance company for their policy regarding a situation such as yours.
If he is showing as the beneficiary on your policy - yes. You can call the insurance company or your agent to change the beneficiary.
No, you can get him to change the beneficiary and then the money that is claimed will be yours if it has been changed by your husband to your name.
Yes, all life insurance companies allow the policy owner to name more than one beneficiary at any time.
It depends on the type of retirement benefits. A private retirement plan should be reviewed for spousal benefits. In the United States a wife can collect Social Security under her husband's benefit if the amount would be greater than collecting on her own earnings.