0
What else can I help you with?
What is typically covered in your house insurance policy?
The typical house insurance policy covers damage to your property and personal liability coverage. Damage to your property includes fire, lightning, tornado, and hurricanes.
What is standard fire policy?
A fire Insurance Policy is Fire Insurance for the covered property indicated on the policy.
Does house insurance cover other peoples property?
If your property caused damage to another persons property then yes. For example if your chimney fell onto their roof they would be covered. Also if a fire started in your property and spread to theirs this should be covered.
Does a neighbors insurance have to pay you for fire damage to your property caused by your neighbor?
If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.
What is property insurance?
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance.
Does homeowners insurance cover damage done by foundation failure?
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
What exactly is property insurance?
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance.
Is damage due to an electrical surge covered under fire insurance?
Yes.
Will homeowners insurance cover damage to the walkways damaged by trees?
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
Is a neighbour liable for property damage and mental pain and suffering from a fire that starts in their house?
Depending on what type of property damage you suffered, property damage to another can usually be covered under the homeowners liability portion. Automobiles are never covered under a home insurance policy. If your home was also damaged by the fire, generally your own home insurance would provide coverage for your losses. Pain and suffering however would generally require some sort intentional malice on the part of the home owner who has been a victim of a house fire.
If you have a classic car that is not covered and it cause a fire and burns your home Will it be covered by the homeowners policy?
Yes, Your homeowners Insurance Policy will cover fire damage to your home.AnswerYou better contact your insurance agent on that one.
Does homeowners insurance cover damage to borrowed tools and yard equipment?
No, this would no be covered. The cause of the damage must be a covered cause such as fire, windstorm, theft, etc.
