That would depend on your insurance policy. Te covered perils are listed in your policy package under the heading "Covered Perils".
You could review your coverage with you Insurance Agent for clarification.
Fire.
A peril in insurance refers to a specific event or circumstance that can cause damage or loss to the insured property. The presence or absence of certain perils in an insurance policy determines what types of incidents are covered. If a peril is not listed in the policy, any damage or loss caused by that peril may not be covered by the insurance.
Morale hazard when defining insurance is the probability of an increase in the severity of a loss due to an insured peril.
Insured Against Loss - 1900 was released on: USA: May 1900
Yes.
List three key controls needed for the protection against the peril of fire in a paint spray booth?
Probably not. If the failure was caused by an insured peril, probably. If failure was due to simple age, corrosion, etc, no.
The insurer
The insurer
Banks that are insured by the Federal Deposit Insurance Corporation are insured against loss as a result of the bank defaulting or otherwise being unable to repay a customer's money.
From Peril to Peril - 1914 was released on: USA: 17 October 1914
They are insured against their loss. However, you can purchase additional moving insurance in case any of your office equipment is damaged.