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Can an employer cancel a worker's personal insurance if that worker is on total temporay disablility?
My husband was hurt on the job on 9-2-08. He was denied workman's compensation , so we have hired a lawyer. He is on total temporary disability and the company he works for is going to cancel his personal medical insurance within 5 days. Can they do this while he is on disability?
What percentage of people die within 3 months of their birthday?
No, but 100% of people die within six months of their birthday.
Can you collect state disability and social security at the same time in California?
You should be able to. If you are working past retirement age and paying in to state disability you should be able to collect up to 12 months. State disability is different then federal social security. If you are paying in and its within the 12 months you should be eligible to collect on what you paid for, it is insurance.
What is an uncommon disability?
An uncommon disability is a disablement that is not as frequently occurring within any given group of individuals.
Difference between insurance density and insurance penetration?
Insurance penetration is calculated as the ratio pf the percentage of total insurance premiums (in US dollars) to gross domestic product. Insurance density is calculated as the ratio of total insurance premiums (in US dollars) to total population.
Can short term disability be denied with a pre- existing condition?
Yes, short-term disability claims can be denied if the applicant has a pre-existing condition, depending on the specific terms of the policy. Many short-term disability insurance policies have clauses that exclude coverage for conditions that were diagnosed or treated within a certain time frame before the policy began. It's important to review the policy details and consult with the insurance provider to understand the implications of pre-existing conditions on coverage.
What are the prerequisites for filing a disability claim in Washington state?
In Washington state, to file a disability claim, you must first ensure you have worked enough hours in jobs covered by the state’s unemployment insurance system. You also need to provide medical documentation that supports your claim of a disabling condition. Additionally, you must have a valid Social Security number and be a resident of Washington. Finally, it's essential to file your claim within the specified time frame, which typically is within a year from the onset of your disability.
The Information You Need on Disability Insurance?
Disability insurance, or disability income insurance, is a type of insurance that insures a person's income. In case a person becomes disabled, and is therefore no longer able to work, this disability insurance will provide the individual with benefits to make up for their lost income.Who Qualifies for Disability Insurance Benefits?Disability insurance is administered by the Social Security Administration, or SSA. To qualify for Disability Insurance benefits, you must have earned enough Social Security work credits while you were able to work. According to the SSA, workers will usually be eligible for disability benefits after earning 40 work credits. 20 of these work credits should have been earned in the past 10 years.Work credits are earned by paying Social Security taxes. Each year, tax payers earn up to four credits based on their income. In 2011, one work credit will be given for each $1,120 a person earns. This figures increases every year.Besides having earned enough work credits, you must also meet the SSA's definition of disabled. The SSA considers a person disabled if they are not able to return to their job or get a new job because of their condition. The disability must also be expected to last one year or may possibly result in death.How to Apply for Disability Insurance BenefitsTo apply for disability benefits, you will need to apply on the SSA's website or at your local Social Security office. You will also need to undergo a physical examination to determine whether you are considered disabled. The physician will need to complete and submit a medical certification to prove your disability.To receive full benefits, its best to apply when you are first disabled. Your benefits may be reduced if you fail to apply within the first 49 days of being disabled. If you qualify and receive disability insurance benefits, you should also know that your benefits will switch to retirement benefits once you reach full retirement age. Full retirement age is currently 67 years of age for anyone born after 1937.If you are unsure of whether you qualify to receive disability benefits, you may still apply. The SSA will determine whether or not you are eligible. If you are losing wages due to a disability, it is important that you begin the application for benefits as soon as possible.
Can a employer cancel benefits for an employee that has been on disability for more than a year?
Not unless there is a settlement agreement, you have reached maximum medical improvement or fraud is suspected. It sound's like you need to get a workers compensation attorney. ---- Some companies offer disability packages for long-term disability maintaining a job or, even in some cases, they will pay a percentage of your basic pay. This is an insurance package offered by the company benefit package. This insurance often has an expiration date, depending on the disability. There are factors to be considered, such as, was it work related? Was the disability caused on or by the job? Is there evidence that there was a normal condition that was known when you were hired that was unexpectedly aggravated by the job? In any case, the benefits you are referring to may have an expiration date. If you become disabled, you may receive benefits for 12 or 18 months. However, it sounds like you are dealing with an issue with the military. This is not covered under employer/employee law, disability insurance, or labor and employment law. Under many of the newer changes passed within the past 18 months, unless you have long-term combat related injuries, many of the claims and benefits normally enjoyed service-members are tightly limited and restricted.
If the court has told you you need insurance within a month but you no longer have a car what type of insurance do you need?
You will need non-owners insurance. Most companies offer this. This is for people without regular access to a vehicle.
What is the percentage of young people moving out of home at the age of 18?
Global figures are not available. The percentage will vary from country to country, and also within countries.
Can you get medicaid at 62 if you receive social security disability insurance?
Yes, you can qualify for Medicaid at age 62 if you receive Social Security Disability Insurance (SSDI). While SSDI is not the same as Supplemental Security Income (SSI), many states offer Medicaid coverage to individuals who receive SSDI, especially if their income and resources are within certain limits. Eligibility can vary by state, so it's important to check local Medicaid guidelines.
