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A casualty insurance policy typically covers losses resulting from accidents, injuries, or damage to property that may occur during everyday activities. This can include liability for bodily injury or property damage to others, as well as coverage for legal defense costs. It often encompasses various types of insurance, such as workers' compensation, general liability, and auto insurance, ensuring protection against unforeseen events and accidents. However, specific coverage details can vary significantly between policies.
What else can I help you with?
Can you provide an example of casualty insurance and explain how it works?
Casualty insurance provides coverage for losses resulting from accidents or unexpected events, such as car crashes or property damage. For example, if a driver gets into a car accident, their casualty insurance policy would help cover the costs of repairing the vehicle and any medical expenses. The policyholder pays a premium to the insurance company, and in return, the insurer agrees to pay for covered losses up to the policy limit.
Does auto insurance cover trailer?
Yes. In Colorado a trailer would be covered under the auto insurance policy. If you have a fifth wheel or camper I would recommended and insurance policy by itself on it.
Does homeowners insurance cover a non licensed in home daycare for personal injury?
It depends on the terms of the policy, but it's really unlikely that an insurance policy would cover illegal activity.
Does comprehensive car insurance cover theft?
In my opinion it does cover theft. To be sure I would call the insurance company of my choice and ask them about their policy.
When a primary insurance only covers 50 percent what would secondary insurance cover?
What does the brochure or policy Evidence of Coverage for the secondary policy say?
Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?
If the car that was involved, in an acident was insured yea!
Does home owners insurance cover everyone in the house?
That would depend on the wording of your policy.
Can automobile policy issued to cover retroactively?
No. An insurance policy cannot be issued to pay for an accident that already happened. Why in the world would you think that an insurance company would take on a claim that happened before you purchased the policy.
Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?
No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for.If the renter chose not to purchase a renter insurance policy, Then the renter was negligent to the extent that the renter chose not to purchase a renter insurance policy, perhaps with the mistaken belief that the owners policy would cover them.
Does homeowners insurance cover losses a friend incurred from being robbed inside the home?
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
What is possessions insurance?
Possessions are things you own. Thus in its simplest for 'possessions insurance' would be an insurance policy that you would need to purchase to cover the replacement of all or some of your possessions should they be lost, broken, stolen or destroyed by fire or flood. Normally such a policy would refer to the contents of your home (household or contents insurance - the building itself would need to be covered by a separate insurance policy) but the policy may also cover specified items (or items up to a maximum value) that you may have with you when you are out of your house. A special form of possessions insurance is needed for the things you take with you when you travel abroad, and this 'Travel insurance' would also cover medical emergencies when you are abroad.
Does homeowners insurance cover wind and storm damage to detached garage?
If you have wind and hail coverage on your policy and the detached garage is a covered structure on that policy then Yes, your policy would cover the damages.
