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No. For purposes of federal income tax, you must file as single if you are not legally married to a person of the opposite sex. The value of the DP coverage is imputed as income because the covered person is not your legal spouse under federal law.

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12y ago

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Can you change your last name to that of your partner in your health insurance if you are not legally married in New Jersey?

The only two ways you can legally change your name and use it officially is with a marital status change (actually getting married or divorced), or to legally change your name, which is a lot of paperwork. You could get charged for fraud by using a false last name for health insurance purposes. You could also get into trouble for adding yourself to a partner's insurance if there are no domestic partner laws in place in your state. You MUST check into domestic partner laws before doing anything so you don't get hit with a really nasty lawsuit from the insurance company. If there are domestic partner laws you can take advantage of, there is absolutely no need to use a false name in the first place.


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If this is a private policy that you have purchased on your own, then you can most certainly obtain domestic partner coverage, although you may have to change policies or even insurance providers. If this refers to coverage provided to you by your employer, then the answer is depends upon two factors: (1) whether your employer is willing to pay for the additional cost of coverage; and, (2) whether the current policy provides for domestic partner coverage. If the answer to both questions is yes, then it is your employer who determines what qualifies as a domestic partnership and they direct the insurance company to add your DP to the policy when you submit the applicable form.


Why would a significant other become ineligible for Health Insurance when insured for 2 years prior?

Assuming you are talking about a domestic partner, one reason that pops up here in California is the change in domicile of the policy. You work for a company that offers health care that includes domestic partner coverage. Your company gets purchased by a company in another state that does not extend coverage to domestic partners. The rules of the state the policy is written in cover all employees on that policy, not the rules of the state they reside in.


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Domestic violence laws change in every state, there are a few federal laws that control the general direction each state follows such as it is absolutely against the law to beat up your intimate partner and to kill your partner but as far as the more complicated issues of DV, it varies from state to state...


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