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Does the insurance company have to change the principle place of garaging vehicle if college student wants to take a car to the dorm at a school in the same state?
Usually not. Your kid, while still in school, will probably consider your home his primary residence. Generally, insurance companies do, too.
In your case, in particular, being in the same state makes it highly unlikely that your carrier will base your rates on two separate residences.
The above answer is incorrect, the majority of insurance companies will rate the Kid at the address of the school if in the same State as the parents. It is'nt based on where the kid thinks his primary residence is. If the kid is going to be going to school -out of state- then the insurance company will use the parents address as the rating address
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Do I have to change my garaging address if I take my car to college?
Are you in a different state? Wouldn't hurt to advise your agent or the policy services dept of your insurance company.
Can two people have the same Car insurance policy but live in different household?
Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.
Can you list a PO Box as address on car insurance card?
PO Box would be your mailing address and the insurance company really cares about the garaging address of the vehicle so it may be difficult.
Can my licensed married daughterdrive my insured car while living elsewhere with her husband?
Yes, but you need to tell your insurance company. Some policies will not cover an accident if they find out the garaging address is different than what is listed on the policy.
How could one become a business insurance agent?
You can become a business insurance agent by studying insurance in college or business in college. In addition, you can become a business insurance agent by applying for an insurance company.
Can a 19 year old driver be taken offparents car insurance policy if they live at a different address?
Yes, unless the 19 year old is still drives the car a majority of the time. The insurance company would need to know the new garaging address for premium purposes.
Can a power of attorney be added to the life insurance check with the beneficiaries?
That would not be done by an insurance company. The power of attorney expires on the death of the principle.
Can a car be registered and insured in the owner's state when a family member uses the car in a different state?
You need to be very careful when doing something like this. If the person driving the car is a member of the immediate family and household like the owners son who is in college, the insurance company may be willing to accept the risk if they do business in the state where the son is located. You need to make certain that the garaging address for that vehicle is shown as the son's address as well and that the company knows the arrangement and agrees to the situation. The son or family member must also be listed as a driver on the policy. The rates will be based on the garaging address where the son is located. If the company is not aware of the situation and claim occurs they will most likely deny the claim due to "material misrepresentation" which basically means you lied to the company.
Can a parents leased car be driven by their child and housed at a different address other than the policy address?
You need to make sure the insurance company knows that the child is now the primary driver on that vehicle and you also have to give them the garaging address where the vehicle is normally kept. These are requirements under the policy. As long as you are honest with the insurance company you will find that an auto insurance policy is a very flexible contract. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
What is it that the hartford does?
The Hartford is a financial company that provides many services. They provide auto insurance, homeowners insurance, assitance in college savings, annuties, and life insurance.
If I were relocating to another state and need to get a new license will I need to change the insurance to my name if all the cars are under my parents names?
Most likely you will. You need to notify your insurance company of the move immediately so that they can change the garaging address. Ask your agent about whether or not your company even does business in your new state. If you are an adult, you need your own insurance in your name. You vehicles should also be in your name. Whether or not your company does business in the new state or not, you need to get with an independent agent in the new state to check rates. One company may be competitive in one state but not in another.
What are some good automobile insurance companies for someone in college?
In my own opinion, the best insurance company for someone in college would have to be AllState. However, if I'm not mistaken, you would have to be on the policy with him as well.
