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If you have workers' compensation in one state and work your same employees in another state are you covered in that state also?
Check your policy. On the declarations page, under "States" and "Other States" you will see the states you have coverage in. Usually, if your exposure out of state is very short term and not regular, you won't have an issue. However, the only way to be certain is to report your other state exposure and ask that under "Other States" you either have specific states listed or a statement like "All except monopolistic." The declarations page is the one with your name, address, effective dates, coverage and premium. Monopolistic states require that you purchase Workers Comp (WC) insurance from them - so your WC carrier will not be able to list those states.
What else can I help you with?
In Pennsylvania does an owner operator with no employees need worker's comp insurance?
If there are no employees in the business, there is no need for workers compensation. However, handymen, landscapers and other part time contractors may be considered employees and need to be covered. The defining factors between an independent contractors (do not need to be covered under workers compensation) and employees (do need to be covered under workers compensation), has a lot to do with them having a contractors license, insurance, workers compensation for their employees, etc. If you are unsure, it is best to disclose the possible employees to the insurance company and let them decide if they need to be included or not.
Are part-time employees covered by workers compensation insurance.?
Under the law in Australia. They are. are part time workers covered under corkman's comp in the state ow Wisconsin
Would a General Contractor need to have Workman's Compensation insurance in California?
If you have employees, even day labor guys, you MUST carry workers compensation insurance for them. If you have no employees you simply file your workers compensation exemption form with the Contractors State License Board (CSLB). They will note your license as exempt from having workers compensation insurance and that you certify that you have no employees. Even if you file an exemption, your customer/client can require that you carry workers compensation insurance if you agree to do so in a contract.
Do sole proprietors need workers compensation?
Check the state laws in where the sole proprietor is being operated. It changes from state to state. For example in California requires workers' compensation if there is one employee. But if it is a sole owner with no employees then the insurance is optional. In Alabama and Florida if you have four employees including the owner, then workers' compensation is a must. In Texas workers' compensation is not required at all, but the state does require the employer to post a sign stating that workers' compensation will not be provided.
Which of these laws provied accident insurence for workers?
The question is very broad. However, workers compensation insurance is intended to provide a source of compensation for employees who are injured within the course and scope of their employment. Workers Compensation requirements differ by State, and you are best advised to consult the State statutes, or a workers compensation attorney, for specific advice.
Are domestic workers covered under a homeowners policy?
No. Homeowners Insurance does not cover Domestic WorkersDomestic workers are covered under the Workers compensation insurance paid by the employer
Is uninsured motorist coverage necessary for a business auto policy given that employees are covered under the workers' compensation policy?
Most of the coverage for uninsured is for pain and suffering so I would have it.
Can a president of a corporation be covered under workers compensation?
If the injury is at work then yes.
Does a self employed carpenter have the right to receive workers compensation?
If you have signed up for workmen's compensation insurance and paid the premiums then you can be eligible for compensation. Most self-employed people do not carry this insurance because it is intended to be purchased by employers for their employees. The injury must have occurred on the job for it to be covered.
Who is covered under Texas workers comp?
Workers compensation provides coverage for losses resulting from injuries on the job.
Are you covered by workers compensation to and from work?
No,, sorry, Workers comp only covers injuries while your actualy on the job.
What defines workers' compensation?
Workers' compensation is a system of state and federal laws that provides benefits for workers who are injured on the job If you have a worker who is injured on the job, worker's compensation kicks in to provide benefits. The injury must occur in the "course and scope of employment." Not all employees are covered but most are. State laws vary greatly and they change frequently, so make sure to check the law in your state for information specific to your state.
