It depends on your state, but remember that if you have employees, even if your state has an exemption you remain liable for your employees medical costs and more whether you have insurance or not.
No, in most cases, workman comp insurance premiums are not deductible on tax returns. You can speak with an accountant to find out more details.
You normally do not get a settlement from workman's comp, you are usually treated and they cover the cost through your workman's comp insurance. Depending on the state you live in, once you have agreed to be treated through workman's comp, you can no longer legally sue your employer.
Two are: the Independent Insurance Agents of (Your State) and from the National Alliance. The Texas Ind. Ins. Agents' website is found in the Related Link below, google to find yours, and the National Alliance can be reached through the other Related Link. Call either of them if you need help - they'll be glad to help.
Typically, worker's compensation should work in the same way any insurance works but with your employer paying the monthly fee and usually any co-pay. So, the calculation just depends on the type of injury and degree of bills. There are more complicated calculations for things like wage recovery and issues related to workplace injuries.
You need to see an attorney. The owner may have insurance coverage that would pay medical. He may be fully liable for your injury and a law suit might be required. Most attorneys take a lawsuit such as that on what is called a contingency basis where they get a certain percentage of the award. A free consultation with a reputable accident/trial attorney can give you an idea of whether you can collect before taking action to file a suit.
No. Most (99.9%) of the lenders require you to maintain Comp.& collision Ins. on the vehicle the money was loaned for and secured by. If you fail to do this the lender can, and in most cases, will put this Ins. on the vehicle and you will be charged. The charge for Ins. placed on the vehicle by the lender will be quite high, and it is then added to your payment. If you get your own Ins., the lender will cancel the ins. they placed on the vehicle.
Yes, or provide a different one, or not take the job assignment.
No, if you are the beneficiary of the policy you will receive the money in full from the ins company, not the employer. If the employer is the beneficiary and they have an agreement to pay you a specific amount from the death benefit then yes they can. But this is rare. If it is just a regular company offered group life ins policy your contract is with the life ins company, not the employer. So the employer has nothing to do with the process of you being paid. You will receive a check from the ins co as soon as they receive the death certificate. But the IRS can take the money from your bank account....they will always find a way to get what they say is owed to them!
Encryption is not required
Medicare is withheld from virtually all earnings.
Yes but damage such cases usually only covered under comp unless a car hit it
Because everyone deserves the American dream of Sharing the wealth thus a decent plumbing helper would make $25 per hr in the envelope and then there is health insurance and liability insurance and workmans comp ins and over head and profit . Being a "citizen of the world" it is your democratic duty to never ever complain no matter how much it cost to hire someone .. Just pay the bill and be thankful