Who needs to buy commercial auto insurance?
Those who have a company where commercial driving is involved
need to have commercial auto insurance because anything could
happen on the road/highway. Also, freelance commercial drivers
should have the same type of coverage even though they work for
themselves. They too should have commercial auto insurance because
they could very easily, accidently hit someone in a little sedan
that they couldn't see on the road because they are positioned so
high-up. So to cover yourself, those with the use of commercial
trucks, should have commercial auto insurance. And know their is a
difference between regular car insurance and commercial auto
insurance. Just like their is a difference between having a CDL
license and a regular driver's license.