Yes, an authorized user can apply for the same credit card, but they would need to go through the application process and be approved separately from the primary cardholder.
NO
Yes you can apply for exact credit card, it won't affect your credit at all.
When you get a card you can request to have another user on your card, they will get there own card, but it will be under your credit card. (Example: my hubby has a credit card and I'm an authorized user, so I have a card with the same acct number.) added note:- When adding an authorized user to your account, you are agreeing to any and all charges that person places on the account. If the authorized user chooses to abuse the account, such as making purchases beyond the amount that you are able to pay or by exceeding the limit of the card, the negative effects goes against the primary users credit. The authorized users credit is not affected at all and they are not responsible for payments. So be careful who you chose to add to your card.
Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the credit card. They are not responsible for making payments on the card, but they have the ability to make purchases and use the card within the limits set by the primary cardholder. Authorized users may have access to the same privileges as the primary cardholder, such as making purchases, earning rewards, and building credit history.
"Just like any other credit card, one can apply on line or at your bank and/or any bank. But just like any other credit card it depends on your credit history and there is no way to say whether or not you can get approved 100% on an APR credit card as the same standards apply to it as do to any credit card."
NO
Yes you can apply for exact credit card, it won't affect your credit at all.
you apply for an online credit card in the same way you would apply for any other credit card. There are many different types for all different levels of credit rating.
When you get a card you can request to have another user on your card, they will get there own card, but it will be under your credit card. (Example: my hubby has a credit card and I'm an authorized user, so I have a card with the same acct number.) added note:- When adding an authorized user to your account, you are agreeing to any and all charges that person places on the account. If the authorized user chooses to abuse the account, such as making purchases beyond the amount that you are able to pay or by exceeding the limit of the card, the negative effects goes against the primary users credit. The authorized users credit is not affected at all and they are not responsible for payments. So be careful who you chose to add to your card.
One can apply for a sports credit card in the same way that one can apply for any other type of credit card. One can find the card's site online or locate a paper application and apply through the mail.
Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the credit card. They are not responsible for making payments on the card, but they have the ability to make purchases and use the card within the limits set by the primary cardholder. Authorized users may have access to the same privileges as the primary cardholder, such as making purchases, earning rewards, and building credit history.
"Just like any other credit card, one can apply on line or at your bank and/or any bank. But just like any other credit card it depends on your credit history and there is no way to say whether or not you can get approved 100% on an APR credit card as the same standards apply to it as do to any credit card."
Not to the credit card issuer. The account holder is totally responsible for debt incurred on a credit card. The exception is married couples residing in community property states, where both spouses are considered have the same rights to property and assets and the same responsiblity for debts.
"You can apply for Tesco credit cards on Tesco credit card's website. Under the tab ""Credit Cards,"" on the left is ""Apply Online."" They also have information and conditions on the same page."
Technically, no. Your husband should contact the bank and advise them that you will be an authorized user. They'll send out a unique credit card with your name linked to the same account. Merchants that even bother to check the card against your ID will likely not even notice or care because the last name is the same. The moral of this story - it's fraud.
Yes, what happens is you "share" the original credit limit. For example, if you have a LOC (line of credit) of $10,000 and add your 16-year-old daughter as an authorized buyer on the account and give her a card with her name, she shares the $10K LOC with you. Not in all cases. Some companies now, based on the 3 digit code on the back of the card can assign a specific portion of the credit line to that particular card.
It still helps your credit and will make you more likely to be approved by those same companies for your own credit card.