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No, you cannot use your husband's Health Savings Account (HSA) if you are not covered under his insurance plan. HSAs are tied to specific high-deductible health insurance plans, and only the account holder and their dependents covered under that plan can use the funds in the HSA.
What else can I help you with?
Can I use my HSA for medical expenses for a child who is not covered under my insurance plan?
Yes, you can use your Health Savings Account (HSA) to pay for qualified medical expenses for a child, even if they are not covered under your insurance plan.
What isRisk attaching basis versus loss occurring basis?
Risks attaching basisA basis under which reinsurance is provided for claims arising from policies commencing during the period to which the reinsurance relates. The insurer knows there is coverage during the whole policy period even if claims are only discovered or made later on.All claims from cedant underlying policies incepting during the period of the reinsurance contract are covered even if they occur after the expiration date of the reinsurance contract. Any claims from cedant underlying policies incepting outside the period of the reinsurance contract are not covered even if they occur during the period of the reinsurance contract.Losses occurring basisA Reinsurance treaty under which all claims occurring during the period of the contract, irrespective of when the underlying policies incepted, are covered. Any claims occurring after the contract expiration date are not covered. As opposed to claims-made or risks attaching contracts. Insurance coverage is provided for losses occurring in the defined period. This is the usual basis of cover for short tail business.
Can you explain how extended replacement cost works for insurance coverage?
Extended replacement cost is a type of insurance coverage that provides additional protection beyond the limits of a standard policy. In the event of a covered loss, such as damage to your home, extended replacement cost coverage will pay for the full cost of repairing or rebuilding your property, even if it exceeds the policy limit. This can help ensure that you are fully covered in the event of a major disaster or unexpected increase in construction costs.
If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
What happens to my money if a bank goes under?
If a bank goes under, your money is typically protected up to a certain amount by the government through the Federal Deposit Insurance Corporation (FDIC). This means you should be able to recover your funds, up to the insured limit, even if the bank fails.
Do you have to get insurance on your child if they are living with their mother?
Your child can be covered under both your & the mother's insurance even if he/she doesn't live with you.
Can I use my HSA for medical expenses for a child who is not covered under my insurance plan?
Yes, you can use your Health Savings Account (HSA) to pay for qualified medical expenses for a child, even if they are not covered under your insurance plan.
What if your son or daughter hits your car?
If she is covered under your insurance policy, in most states in the United States she is not covered. That is because some dishonest people will deliberately crash their cars into each other to collect the insurance. Now if she has her own insurance, even the same company, she will be covered.
Does car insurance cover personal contents?
Car insurance normally does not cover personal content that is not attached to the car. Your car stereo is covered (if it is installed) your iPod is not, nor are your CD's etc... They would however be covered on your home owners insurance, even while in your car. Well not 100%... if you live in Ontario and you get into a NOT AT Fault accident then your contents will be covered under DCPD. other then that no.. home insurance.
Does a person need insurance or just the car?
If you own a car and buy insurance to cover it, you are covered although the insurance is on the car. You can allow other people to drive the car and they will then be covered even if they don't have insurance.
What is covered under temporary medical insurance?
"It tends to vary depending on the carrier of the temporary insurance, and eligibility. Prescriptions, in and out patient service, health care practitioner care, xrays and laboratory work, ambulance, home health, skilled nursing care, even reconstructive surgery maybe covered."
How can I find out if my optometrist appointments are covered by my insurance?
I would say that it depends on your insurance. I would contact your insurance company and see what they offer. Sometimes you can even access the company's website and they will give you a list of what's covered.
Does insurance cover a permitted driver?
You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.
What types of vehicles are covered in a typical RV insurance policy?
Any type of motor home or recreational vehicle is covered by a typical RV policy. Even travel trailers are covered by an RV insurance policy. Before you purchase your policy, though, talk to a qualified insurance agent to make sure you are adequately covered.
Will an auto insurance company repair a car that has had an electrical fire even if there is no physical damage to the body of the car?
yes. it is a covered loss Payable under comprehensive or "other than collison"
Can I have Auto insurance without a car?
Ask an insurance company for a "broadform" policy. That will cover you for any car you drive. Yes, although it's rather pointless. Why pay for insurance on something that you don't even have or own ... there is no need. If you drive someone else's car, you are covered under their insurance policy, provided you have their permission to drive it.
Can ex-spouse collect deceased husbands insurance if first deceased wife name is still listed as beneficiary?
No, an ex-spouse can't collect a deceased husbands insurance if the first wife is listed as beneficiary even if the fist wife is now deceased. The money will go to the beneficiary's heirs.
