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Of course not. The owner of the real estate must execute the mortgage. If the "co-borrower" is not also an owner then they are simply a "co-signer". In other words they have promised to pay off a loan for land they do not own. If the primary borrower defaults on their mortgage payments the co-signer will be held personally responsible for paying off the mortgage even though they don't own the land.
Of course not. The owner of the real estate must execute the mortgage. If the "co-borrower" is not also an owner then they are simply a "co-signer". In other words they have promised to pay off a loan for land they do not own. If the primary borrower defaults on their mortgage payments the co-signer will be held personally responsible for paying off the mortgage even though they don't own the land.
Of course not. The owner of the real estate must execute the mortgage. If the "co-borrower" is not also an owner then they are simply a "co-signer". In other words they have promised to pay off a loan for land they do not own. If the primary borrower defaults on their mortgage payments the co-signer will be held personally responsible for paying off the mortgage even though they don't own the land.
Of course not. The owner of the real estate must execute the mortgage. If the "co-borrower" is not also an owner then they are simply a "co-signer". In other words they have promised to pay off a loan for land they do not own. If the primary borrower defaults on their mortgage payments the co-signer will be held personally responsible for paying off the mortgage even though they don't own the land.
What else can I help you with?
Is it possible to refinance a mortgage without requiring an appraisal?
Yes, it is possible to refinance a mortgage without requiring an appraisal through certain programs such as the FHA Streamline Refinance or the VA Interest Rate Reduction Refinance Loan (IRRRL). These programs allow for refinancing without a new appraisal under certain conditions.
How do you get your ex off of the mortgage without refinancing?
You can't. You must refinance.
How can I refinance my mortgage without a job?
get a job u lazy heffer
Is it possible for my mortgage company to lower my interest rate without requiring me to refinance?
Yes, it is possible for your mortgage company to lower your interest rate without requiring you to refinance through a process called a loan modification.
Can you drop a spouse from a mortgage without their signature by refinancing?
You can refinance without the spouse but you will need their consent to do so. If the spouse is on the title of the home, the answer is "no". If the spouse is on the existing mortgage the answer is "no". If the spouse is not on title you need to indicate on the loan application that you are married, and if you don't is fraud. At the time of closing she/he would have to be present. Inform you spouse of your actions.
Your mother is a life estate tenant can you refinance without her signing any papers?
No. Your mother would need to consent to the mortgage by signing it. The lender will discover her interest when it has the title checked and will insist that she signs the mortgage.
Is it possible to refinance a mortgage without requiring an appraisal?
Yes, it is possible to refinance a mortgage without requiring an appraisal through certain programs such as the FHA Streamline Refinance or the VA Interest Rate Reduction Refinance Loan (IRRRL). These programs allow for refinancing without a new appraisal under certain conditions.
How do you get your ex off of the mortgage without refinancing?
You can't. You must refinance.
How can I refinance my mortgage without a job?
get a job u lazy heffer
Can you sell a house without spouse consent in nc?
Yes, you can sell a house without spousal consent it their name isn't on the mortgage. If their name is on the mortgage, you will need their consent.
Is it possible for my mortgage company to lower my interest rate without requiring me to refinance?
Yes, it is possible for your mortgage company to lower your interest rate without requiring you to refinance through a process called a loan modification.
Can primary owner refinance a car loan without consent from co owner?
A primary owner cannot refinance a car loan without consent from the co-owner. Both parties must agree to the action.
Can you drop a spouse from a mortgage without their signature by refinancing?
You can refinance without the spouse but you will need their consent to do so. If the spouse is on the title of the home, the answer is "no". If the spouse is on the existing mortgage the answer is "no". If the spouse is not on title you need to indicate on the loan application that you are married, and if you don't is fraud. At the time of closing she/he would have to be present. Inform you spouse of your actions.
How can I refinance my home without equity?
To refinance your home without equity, you can explore options such as a cash-out refinance, a home equity loan, or a government-backed program like the FHA Streamline Refinance. These options may allow you to refinance your mortgage even if you don't have significant equity in your home.
How do you remove someone as a co-borrower on a mortgage?
Refinance the lending agreement without the person's being a participant.
I want to refinance and pay down my existing mortgage by nearly half, in order to make my monthly payments smaller. Can I do this with a "no cost" refinance and not borrowing any money in the refinance?
I think if you can effort for it you can have a refinance without borrowing the money.
If I choose to refinance my first mortgage, will it have an effect on my second mortgage for the same property?
Yes it usually does. Most often you can not refinance unless you pull both mortgages into one and you can't do that without equity. My parents have this problem now.
