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This will depend on the statute of limitations in your state but there are also other factors that will determine whether or not they can as well. The statute of limitations for your state is dependent on when the last time you made a payment or used the card. So, if you made a payment two years ago on the debt but it's been fourteen years since the last item was charged on your card you only have two years towards the statute of limitations not fourteen. Often, credit card company collection agencies will tell you that they will sue you even if the debt has passed the statute of limitations in order to try to collect on outdated debt. After the statute has passed the company has no legal right to collect it. Additionally, in most cases if the debt is more than 10 years old since the last payment had been made, it is not allowed to be on your credit report. Interestingly, if your states statute of limitations is five years, it can still be posted to your credit report until the 10 years has fully elapsed.
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Can a credit card company collect after 7 years?
no
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Do you have to pay a credit card debt if sold to another creditor during the two years?
it depends on the card and company.
Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
What does it mean if a credit card company enters a judgment on you?
It means that you have that on your credit report for 8 years and that they have the right to collect the judgment from you.
Can a credit card company collect after 7 years?
no
How long does a credit card company have to sue you for unpaid credit card debt?
as long as it remains a part of your credit report, 7 years.
Can you get a student credit card at the age of fourteen?
It matters
What is a Thomas Cook travel credit card?
Thomas Cook used to be a credit card company years ago. Thomas Cook no longer provide any credit cards they were bought out and merged with another company.
Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Do you have to pay a credit card debt if sold to another creditor during the two years?
it depends on the card and company.
Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
What does it mean if a credit card company enters a judgment on you?
It means that you have that on your credit report for 8 years and that they have the right to collect the judgment from you.
How do you find out if your company is eligible for credit card for fair credit?
In order to find out whether or not your company is eligible for this or not, you are going to have to contact the credit card company and ask if you are.
How do you get a credit card?
1. Inquire to the customer service of the credit card company or you can go directly to the credit card company such as Citibank.2. Ask about what are the requirement in applying a credit card3. You need to know also the credibility of the credit card company if they have good records.4. If you know the details about the credit card company, you go directly and ask about the guidelines, terms and conditions.5. Submit the necessary requirement , usually the credit card company conducts a CI (credit investigation) into your information if you pass their requirements.More adviceFirst of all, make sure that you meet the age requirements to get a credit card. Then decide why you want to get a credit card (to get a cash back from purchases, etc.) After that you can go to a bank, a credit card company, browse "credit card applications" online and find a site where you can apply for a card.To be approved for a card, you should apply for a credit card according to your credit rating.Yes, you can have credit card if you are qualified for one.
