no , if they do get it in writing , they would be idiots to do so unless the loan is paid for in full, in that case demand a letter of satisfaction ( shows you paid the loan in full )
can a debt collector refuse payment after it is offered after being swiched from one company to another and not being 30 day notice
No
The bank can refuse a payment if it is not enough to pay the past due amount. In this case, you may need to contact your bank about payment options.
Yes, it is possible for you to refuse a Zelle payment.
That's ridiculous. This must be an unrepeatable company or you were taken advantage of. Hopefully, you paid in traceable funds (check or money order). More than likely you had some kind of scrape on your credit or there was a mix up at the dealership, but without a correct loan number they should not of taken your payment. That's very fishy, because of the fact they aren't going to take you money if they haven't even funded the deal yet.
can a debt collector refuse payment after it is offered after being swiched from one company to another and not being 30 day notice
No
If you are not in breach of contract (ie haven't been late in the past), then the finance company has no right to demand early payment unless the contract states this as a provision. If you *are* in breach, or have been in the past, then the finance company has some leeway -- a bit of "you violated, so we violate right back."
can a finance company reposses your vehicle if you made your payment on the15 day
The bank can refuse a payment if it is not enough to pay the past due amount. In this case, you may need to contact your bank about payment options.
Yes, it is possible for you to refuse a Zelle payment.
If they take the money then yes however they have the right to refuse the payment since you are in violation of the loan agreement.
Generally a month. Sometimes if you ask your bank or finance company to defer the first payment for an additional month they will.
The car dealer is not required to collect a down payment. The finance company is the one who usually asks for it. If they desire a down payment, they will contact you to get it.
If the charge has not gone through yet, call your bank and tell them to deny payment. If the charge has gone through call the finance company and see who authorized the debit, if it is a standing authorization tell them to remove it / send them a letter doing so, and contact your bank and inform them to refuse future direct debits.
No, They would have to be behind on the car payment The above is not always the case. It can depend on what the car was impounded for. If it was impounded for something like drugs where asset forfeiture comes into play then yes the finance company can take the car regardless of payment status. The reason for this is because there are times when the authorities will tell the finance company that if the vehicle is returned to the registered owner the finance company will lose their rights to it as well. The finance company does not have to hand their collateral back to you if it means loss of collateral, it is their car after all.
That's ridiculous. This must be an unrepeatable company or you were taken advantage of. Hopefully, you paid in traceable funds (check or money order). More than likely you had some kind of scrape on your credit or there was a mix up at the dealership, but without a correct loan number they should not of taken your payment. That's very fishy, because of the fact they aren't going to take you money if they haven't even funded the deal yet.