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The is YES they can, but!

They are not supposed to.

Unless you effectively complain and point out to the Credit Bureaus what the debt collector is doing, they will get away with it.

Additionally, the same debt "cannot" legitimately be reported with an "outstanding" balance more than once on your credit report.

For example, lets say that a debt has been bought and sold three different times.

The debt cannot be listed as due and owing by the original creditor and the three subsequent debt buyers.

You must remain ever vigilant in keeping your Credit Reports clean.

It is illegal for debt collectors to change the date of last activity in order to keep negative records on your credit report longer. The original debt that was charged off as well as all related collection records must be removed exactly 7 years after the date of last activity. The date of last activity is the charge-off date, which is the date that the debt became 6 months delinquent.

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