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Yes, you can negotiate with the debtor even after a property charge has been placed on your house. However, the presence of the charge may complicate the negotiation process, as it indicates a legal claim against your property. It's essential to communicate openly and seek a mutually agreeable solution, potentially involving a payment plan or other arrangements. Consulting a legal professional can also help you navigate this situation effectively.
What else can I help you with?
Can the creditor foreclose on a house if the debtor files chaptor 7?
Yes, a creditor can still foreclose on a house if the debtor files for Chapter 7 bankruptcy. While the bankruptcy filing can temporarily halt foreclosure proceedings due to the automatic stay, this protection is usually short-lived, especially for secured debts like a mortgage. If the debtor cannot catch up on missed payments or negotiate a repayment plan, the creditor may proceed with foreclosure after the stay is lifted.
Can a judgment force the sale of a house?
Yes, a judgment can lead to the forced sale of a house if the homeowner fails to pay a debt that the judgment pertains to. If a creditor obtains a judgment against a debtor, they may file a lien against the property, which can ultimately result in a foreclosure or forced sale if the debt remains unpaid. However, this process typically involves legal proceedings and may vary by jurisdiction. Homeowners may have options to contest or negotiate the sale depending on their circumstances.
What if a creditor is threatening to come to my house?
In the majority of states a creditor or collector can go to the residence of the debtor. However, the debtor or owner/renter of the residence can request that the person leave and not return. If said person does not comply, the residential owner/renter can enlist the assistance of the local police to have he or she removed from the property.
How can I go about buying out my sibling from our inherited house?
To buy out your sibling from an inherited house, you will need to negotiate a fair price with them and come to an agreement on the terms of the buyout. This may involve getting a property appraisal, determining each person's share of the property, and possibly seeking legal advice to ensure a smooth transfer of ownership.
How can I buy out my siblings' share of the house fairly?
To buy out your siblings' share of the house fairly, you can hire a real estate appraiser to determine the current market value of the property. Then, you can offer to pay your siblings their share based on this appraisal. It's important to communicate openly and negotiate in good faith to reach a mutually agreeable price.
Can credit card companies put a lien on a house for unpaid debt if you bought your house through an owner carry?
Yes, it is irrelevant how the property was purchased. If it is titled in the judgment debtor's name a lien can be placed on the property. The exception could be if the judgment debtor is married and does not live in a community property state and the spouse is not a co-judgment debtor.
When you find a house and it is a sheriff sale and a survivor-ship deed was on this house does that mean there is still a mortgage to pay off?
A survivorship deed has nothing to do with whether there is a mortgage on a property sold by a sheriff's deed.A sheriff's deed conveys only what interest the debtor owned in the property. The debtor may have no interest in the property. It may be subject to a mortgage or the debtor may have only owned a half-interest. There may be other liens. In fact, language recited in a sheriff's deed generally declares that the sheriff does not certify the debtor had any interest in the property only that IF the debtor did own any interest in the property it is conveyed by the deed. That means a buyer needs to do a comprehensive title examination performed by a professional to disclose the legal status of the property. You should contact an attorney who specializes in real estate to represent you if you are interested in purchasing the property.
Can the creditor foreclose on a house if the debtor files chaptor 7?
Yes, a creditor can still foreclose on a house if the debtor files for Chapter 7 bankruptcy. While the bankruptcy filing can temporarily halt foreclosure proceedings due to the automatic stay, this protection is usually short-lived, especially for secured debts like a mortgage. If the debtor cannot catch up on missed payments or negotiate a repayment plan, the creditor may proceed with foreclosure after the stay is lifted.
Can a credit card company go after your house if the mortgage is in your husband's name only?
Ownership of real property is determined by the wording on the title or deed not by the names on the lending agreement. If the debtor owns a share of the property then a lien can usually be placed by a judgment creditor. The exception would be married couples holding property as Tenancy By The Entirety when only one spouse is the judgment debtor.
Can you charge cars to park on your driveway?
If it's a public driveway then the property owner can charge. If it's a private driveway to a house then no you can't and shouldn't charge to park.
If you still owe lots of money on your car and house and have very little equity can a creditor take them from you or put a lien on them in the state of Pennsylvania?
Generally a judgment lien can be executed against any real property belonging to the debtor. Seizure and forced sale of such property however is seldom possible due to the state laws governing the issue and the personal and real property exemptions allowed to the debtor/defendant.
What should you do if a credit card company put a lien on my house in California?
If the lien is attached to a valid debt, the only recourse the debtor has is to pay the amount of the lien. If the judgment debtor believes the lien to be faulty he or she has the legal right to file suit to have the lien removed from the encumbered property.
How can a lawyer help you keep your house after sold at auction?
If your house is sold at auction, it is now the property of the buyer. You become like any other person who might want the house. A lawyer might be able to negotiate terms with the buyer, but it is more likely that your house is gone.
Can a judgment force the sale of a house?
Yes, a judgment can lead to the forced sale of a house if the homeowner fails to pay a debt that the judgment pertains to. If a creditor obtains a judgment against a debtor, they may file a lien against the property, which can ultimately result in a foreclosure or forced sale if the debt remains unpaid. However, this process typically involves legal proceedings and may vary by jurisdiction. Homeowners may have options to contest or negotiate the sale depending on their circumstances.
What if a creditor is threatening to come to my house?
In the majority of states a creditor or collector can go to the residence of the debtor. However, the debtor or owner/renter of the residence can request that the person leave and not return. If said person does not comply, the residential owner/renter can enlist the assistance of the local police to have he or she removed from the property.
What is a charge against your property?
You are in charge if it's ur own property u can shoot or satb someone for stepping on your doorstep or porch or breaking in your house it's ur stuff and propert chances are 2000 $ Fine "Lil FluRt"
Who has to own the house to place a lien against it?
That would be the debtor.
