0
Yes they can. however you would need an attorney to do the relevant draftingg and court applications. I suggest a company called lucid living who can remove judgments for about R1200 depending on the area and court involved. They are registered with the Financial Services Board and the National Credit Regulator. Speak to Dale there, their number is 0105905617, or you can email him on dale@lucidsa.com. You can aslo check out their website www.lucidliving.co.za.
What else can I help you with?
What is an outstanding judgment on a credit report?
An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.
Does an unpaid judgment come off your credit report in seven years?
No, judgments typically remain on your credit report for 7 years. I work in the industry and can see judgments on peoples credit that have been there since the late 70's. It is all public record and will never complete go away until a satisfied judgment is certified and recorded with your local court house.
How do you remove bankruptcy from your credit rating?
The only way to remove a bankruptcy from your credit report is to dispute it to the credit bureaus. The credit bureaus have 30 days under the Fair Credit Reporting Act, to verify your bankruptcy withe the court that filed it or it must be removed from your credit report.
Does a standing order or salary garnishment judgment from a small claims court appear on your credit report?
I've never seen a "standing order" on any consumers credit report. Judgments of all kinds do appear in the public record portion.
How do you find out if there are judgments against you?
To find out if there are judgments against you, you can start by checking court records at your local courthouse or through their online databases, if available. Additionally, you can request a credit report from major credit reporting agencies, as judgments often appear there. Consulting with an attorney can also provide guidance on how to access relevant legal records and understand your rights.
How long do nh small claims court judgments stay on credit report?
Small claims court judgments can remain on a credit report for up to 7 years, affecting a person's credit score and ability to obtain credit or loans during that period. It is important to address and resolve any outstanding judgments to prevent negative impacts on credit.
What is an outstanding judgment on a credit report?
An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.
How do I report a judgment to a credit bureau?
To report a judgment to a credit bureau, you typically need to provide the bureau with the necessary documentation, such as the court judgment or order. You can contact the credit bureau directly to inquire about their specific process for reporting judgments.
How can I check if a small claims judgment appears on my credit report?
To check if a small claims judgment appears on your credit report, you can request a copy of your credit report from the three major credit bureaus - Equifax, Experian, and TransUnion. Look for any entries related to judgments or court records in the public records section of your credit report.
How does the winning plaintiff have a judgment entered on the defendant's credit report?
Plaintiff's do not enter a judgment on the defendant/debtor's credit report. Private agencies research court records and report civil lawsuit judgments that have been entered against a debtor to the credit bureaus.
Is it legal for a collection agency to use the term 'judgment' on your credit report without a court order or hearing?
No. Judgments can only be granted by the court, after a lawsuit has been filed and won.
How long does a judgment stay on your credit report in Alabama?
In Alabama, a judgment can stay on your credit report for up to seven years from the date it was filed. This can negatively impact your credit score and ability to get credit or loans during that time. Make sure to resolve any judgments as soon as possible to improve your credit standing.
Does an unpaid judgment come off your credit report in seven years?
No, judgments typically remain on your credit report for 7 years. I work in the industry and can see judgments on peoples credit that have been there since the late 70's. It is all public record and will never complete go away until a satisfied judgment is certified and recorded with your local court house.
How do you remove bankruptcy from your credit rating?
The only way to remove a bankruptcy from your credit report is to dispute it to the credit bureaus. The credit bureaus have 30 days under the Fair Credit Reporting Act, to verify your bankruptcy withe the court that filed it or it must be removed from your credit report.
Does a standing order or salary garnishment judgment from a small claims court appear on your credit report?
I've never seen a "standing order" on any consumers credit report. Judgments of all kinds do appear in the public record portion.
How do you find out if there are judgments against you?
To find out if there are judgments against you, you can start by checking court records at your local courthouse or through their online databases, if available. Additionally, you can request a credit report from major credit reporting agencies, as judgments often appear there. Consulting with an attorney can also provide guidance on how to access relevant legal records and understand your rights.
Do credit agencies routinely sweep court records is the court required to report judgments if now how do you report it?
Credit agencies to not "sweep" court records. Courts do not "report" judgments. Individuals, workking a private contractors, search and scan public records. They make money by selling these records to various databases. Those agencies re-sell the information to the bureaus. The credit reporting agencies purchase only public record information that affects financial decisions. These types of records include bankruptcies, tax liens, judgments and foreclosures. If a judgment is recorded in any jurisdiction serviced by the independent contractors, they are likely to scan the new record on their next visit to the courthouse. Individuals may not directly report information to the credit bureaus. Only companies who are contributing clients may provide information.
