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Your credit history is what is important.
If you are overdrawn or have been over drawn many times and the bank is charging you penalties it will hurt your chances of getting a credit card.
If you have a credit line that protects your checking account like I do you just start drawing on that and it won't hurt your credit report.
What else can I help you with?
Do you need a checking account to obtain a home loan?
no
How can I obtain a cash advance with a negative balance?
It is generally not possible to obtain a cash advance with a negative balance. Cash advances are typically given based on a positive account balance or credit limit. If you have a negative balance, you may need to first deposit funds to bring your account to a positive balance before requesting a cash advance.
Who will approve you for a bad credit personal loan?
If you have bad credit you can still obtain a loan up to $1500 from most online payday loan companies. Most don't require a credit check, but you'll need to provide a checking account and have a job that deposits your check directly into your checking from which the loan can be repaid (auto drafted) from.
How can I obtain the zip code associated with my credit card?
You can find the zip code associated with your credit card by checking your billing statement or contacting your credit card issuer directly.
Can you still obtain a merchant account and business checking and savings account if you have filed for bankruptcy in the past?
Yes. You'll probably have to pay a higher interest rate and may have certain restrictions applied, but not necessarily. Many lenders/banks wuld see you as a better risk now that you are presumedly "debt free." So while it is more difficult to obtain a Merchant Account with a bankruptcy on your credit it is still possible. I was able to get a merchant Account through Merchant Wharehouse (www.merchantwharehouse.com) with less than perfect credit as they are "in house" and are more leniant with approvals than most banks.
Do you need a checking account to obtain a home loan?
no
How can I obtain a cash advance with a negative balance?
It is generally not possible to obtain a cash advance with a negative balance. Cash advances are typically given based on a positive account balance or credit limit. If you have a negative balance, you may need to first deposit funds to bring your account to a positive balance before requesting a cash advance.
Who will approve you for a bad credit personal loan?
If you have bad credit you can still obtain a loan up to $1500 from most online payday loan companies. Most don't require a credit check, but you'll need to provide a checking account and have a job that deposits your check directly into your checking from which the loan can be repaid (auto drafted) from.
Where can one obtain an AA Credit Union account?
There really is only one way for a person to obtain an AA Credit Union account. They can go on the AA Credit Union website or visit a local AA Credit Union and fill out the forms.
Where can one get a payday loan with no checking account required?
There are many places one might go to obtain a payday loan with no checking account required. The 'Owana' website is one such place one might go to obtain such a loan.
Where can one obtain a merchant account credit card?
BluePay is a huge credit business that many businesses use and get information from to help pay and/or get money for their business. It is almost always businesses that obtain and use merchant account credit cards.
Can I obtain a merchant account with bad credit?
Merchant accounts typicaly require a credit check. Google Checkout is available without a merchant account.
How does one obtain a merchant account credit card?
There are a few places where one can obtain a merchant account for credit. One can first approach the bank they do their business banking with. Failing that, there are other providers such as Worldpay and Streamline.
Where can someone find information on how to obtain a Chase credit card account?
Chase credit card account can be opened by registering a Chase account using the official Chase website. Once you have a Chase account you will be able to order a Chase credit card.
Can a collection agency find out if you have a checking account if you dont tell them?
A collection agency (or pretty much anybody now a days) can check your credit records with all three bureaus. They will see your bank records on the credit record. You can check your own credit record to see if the bank record is there.
How can I obtain the zip code associated with my credit card?
You can find the zip code associated with your credit card by checking your billing statement or contacting your credit card issuer directly.
How can one get car lease finance?
Virtually anyone with a job and checking account can obtain a care lease finance, even with poor credit. The best option is searching in a local area on Yelp and making a list of vendors.
