answersLogoWhite

0

No, judgments remain on a credit report for seven years. Some types of judgments are renewable and therefore can remain on a report an indefinite amount of time. If you are willing to pay a fine, why not just pay the judgment?

User Avatar

Wiki User

20y ago

What else can I help you with?

Continue Learning about Finance

Are online check credit reports scams?

Some credit report check may be a scam. But for the most part there not. Read the fine print and recommendations to check if there legit. Bank websites usually have links to credit reports.


How can embossed numbers be removed from a credit card?

Embossed numbers on a credit card can be removed by gently sanding the surface with fine sandpaper or using a solvent like acetone to dissolve the numbers. However, it is important to note that altering a credit card in any way may be considered illegal and could result in consequences.


How to Get a Credit Report?

There are many ways to obtain your credit report, but many of them cost money. Some credit report websites are scams, taking your credit card information and charging you monthly fees. However, your credit report can be obtained both safely and at no cost, if you know where to look.There are three credit bureaus that issue credit reports--TransUnion, Equifax, and Experian. Each year, you are entitled to view your credit report from each of the three bureaus for free. If you want to view your score more than once per year, you will have to pay for it. To view your free credit report, you should visit AnnualCreditReport.com. This site will take you to your report at each of the three bureaus; you can then view and print your report.Additionally, if you apply for credit and your request is denied based on your credit report, you are then entitled to view that credit report for free. If you are denied credit, you should be given a written denial. On this denial, there will be an explanation of why you were denied, as well as instructions for viewing your free credit report.Aside from these two circumstances--obtaining your free annual report, or being denied credit--you will have to pay to see your credit report. You can go to AnnualCreditReport.com and pay to view your report.If you have concerns about your social security number possibly being used fraudulently, you should check your credit report frequently. You can also sign up for a credit monitoring service. This means that a company will monitor your credit report and notify you if there are any new credit applications or lines of credit. You can obtain credit monitoring services through AnnualCreditReport.com or through your credit card company, such as Discover or Capital One.Disreputable websites will claim to allow you to check your credit report for free, but require you to input credit card information. These sites will then begin to charge your credit card monthly, and the charges can be difficult to remove. Always check the fine print when you use your credit card online, and do not input your credit card information to get a free credit report.Unless you are concerned about fraudulent activity, you probably don’t need to check your credit score more than once per year. So don’t waste your money paying for credit reports or getting credit monitoring services, just remember to get your free report once per year.


What is a website that offers a credit report and a credit score?

While there are many websites offering "free credit scores," credit repair, credit reports, and so forth, most governments are right in warning citizens to be leery. One must always read the fine print and preferably check on a given site's reputation before submitting any personal information. One site that is genuinely free to use and offers credit reports, scores, and a multitude of helpful consumer finance tools is Credit Karma.


When applying for a new mortgage loan how do you word a letter the mortgage company to explain past derogatories on your credit report?

Fine when you applying for new mortgage loan you just fill the simple form on website in form all question about your past credit you just fill in the text box or check box.

Related Questions

Who is the actor changing outfits for free credit report dot com?

Don't know but fine as he


Are online check credit reports scams?

Some credit report check may be a scam. But for the most part there not. Read the fine print and recommendations to check if there legit. Bank websites usually have links to credit reports.


How can embossed numbers be removed from a credit card?

Embossed numbers on a credit card can be removed by gently sanding the surface with fine sandpaper or using a solvent like acetone to dissolve the numbers. However, it is important to note that altering a credit card in any way may be considered illegal and could result in consequences.


How to Get a Credit Report?

There are many ways to obtain your credit report, but many of them cost money. Some credit report websites are scams, taking your credit card information and charging you monthly fees. However, your credit report can be obtained both safely and at no cost, if you know where to look.There are three credit bureaus that issue credit reports--TransUnion, Equifax, and Experian. Each year, you are entitled to view your credit report from each of the three bureaus for free. If you want to view your score more than once per year, you will have to pay for it. To view your free credit report, you should visit AnnualCreditReport.com. This site will take you to your report at each of the three bureaus; you can then view and print your report.Additionally, if you apply for credit and your request is denied based on your credit report, you are then entitled to view that credit report for free. If you are denied credit, you should be given a written denial. On this denial, there will be an explanation of why you were denied, as well as instructions for viewing your free credit report.Aside from these two circumstances--obtaining your free annual report, or being denied credit--you will have to pay to see your credit report. You can go to AnnualCreditReport.com and pay to view your report.If you have concerns about your social security number possibly being used fraudulently, you should check your credit report frequently. You can also sign up for a credit monitoring service. This means that a company will monitor your credit report and notify you if there are any new credit applications or lines of credit. You can obtain credit monitoring services through AnnualCreditReport.com or through your credit card company, such as Discover or Capital One.Disreputable websites will claim to allow you to check your credit report for free, but require you to input credit card information. These sites will then begin to charge your credit card monthly, and the charges can be difficult to remove. Always check the fine print when you use your credit card online, and do not input your credit card information to get a free credit report.Unless you are concerned about fraudulent activity, you probably don’t need to check your credit score more than once per year. So don’t waste your money paying for credit reports or getting credit monitoring services, just remember to get your free report once per year.


Can you purchase a home with an eviction?

As long as this was not a foreclosure and it does not show on your credit report, you should be fine. If it shows in your 12 month rental history it could also be a problem


Can you open bank account even if you have judgment on your name?

Most major banks and credit unions use a CRA's called CHEX Systems, if you are not in there files for anything derogatory then you should be fine.


Your credit report says bad debt write off but you have been paying them every month for 2 years can they still report as delinquent 120 days?

I've seen this done before. It's the credit report agency who determines it counts as being delinquent; not the actual creditor. It will be fine once you are done with the payment program but it'll hurt for now.


Is there a website that will give me a free annual credit report?

There are quite a few websites that will give you a free credit report. The problem with most is that you will have to sign up for a trial of some kind of credit monitoring. This is fine if you remember to cancel before the free trial is over. If not then you are stuck paying there extremely high prices per month. You are better off to go to your local credit beauru where they will give you one free credit report per year. If you want to try the website try freecreditreport.com but just remember to cancel your "free" trial afterwards.


What is the meaning for - Penal provision of further fine?

If the orders delivered in a judgment are not met, the subject of the judgment can be liable for an additional fine. For example, if a speeding ticket is not taken care of by the time listed on the ticket, an additional fine can be charged.


Can I obtain my credit score for free?

The only free why is to apply for something and have them run your credit, if you disqualife then you will get a letter in the mail on how to obtain your credit report free. Problems with this? It effects your credit rating every time you run your credit and be cautious of web sites offering "free" credit reports. Many of them are only free for a short period of time and then you get charged. Always read the fine print before buying a credit product that you may not need.


How to Receive a Free Credit Report?

There is no shortage of offers for credit repair and “free” credit reports. In fact, there have been lawsuits against companies that offer free credit reports that are not actually free, but include a membership or purchase of some other credit related product. If you have to pay for anything, the credit report is not free, but there are legitimate and legal ways to get your credit reports from all three credit bureaus that are entirely free.Here are ways to get a real free credit report:Annual Credit Report.com - The Fair Credit Reporting Act requires that each of the three credit bureaus, TransUnion, Experian and Equifax, provide one free credit report from each bureau, every 12 months. You can request your reports from each credit agency, but it is especially handy to just go online to annualcreditreport.com, fill in your information and received access to your reports instantly online. You can also submit credit disputes online as well.Denied Credit- If you have been denied credit, insurance or employment, you can request a free credit report within 60 days. You will need to contact the credit bureau that the creditor used to deny your application. Usually, you will receive a letter letting you know which bureau was used to make the determination.Other Ways to Get a Free Credit ReportIf you are unemployed and plan on looking for work in 60 daysIf you are on WelfareIf your report is wrong because of fraud or identity theftWith these possibilities for free credit reports, there is really no reason to ever pay any fees to receive one. If you have used your one free report from annualcreditreport.com but have been denied credit or are eligible for any of the other ways to get a report, you can still do so. All of these methods work together and if they apply to you, will enable you to receive a free credit report virtually any time you need one.If you do plan on going through an agency or other company that provides credit services, make sure you read the fine print. If you have to sign up for a trial offer to receive the report and plan on canceling the service, mark your calendar and cancel in advance to prevent incurring any unintended charges.


Can a third party collector make a credit inquiry to see your credit report without consent?

In most cases yes. When you get a credit card theres about 3 pages of fine print, With most CC companies there is a disclaimer that if the account becomes delinquent your credit account may be sold to a 3rd party collector. You agree to the terms and conditions therefore have already given consent.