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In most cases yes. When you get a credit card theres about 3 pages of fine print, With most CC companies there is a disclaimer that if the account becomes delinquent your credit account may be sold to a 3rd party collector. You agree to the terms and conditions therefore have already given consent.

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Q: Can a third party collector make a credit inquiry to see your credit report without consent?
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Can credit be run without consent?

(in the US) Unfortunately - yes.


Can a collection company pull your credit without your consent?

Yes


Does a credit card issued to wife in the name of additional credit card without her consent will it be counted as a unsolicited credit card?

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it is when you have problems on your credit


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I dont belive so.


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No, you cannot apply for a credit card in your husband's name without his signature and consent.


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No, a company who wants to make a loan is not allowed to pull your credit without your consent. If you've filled out an application form or provided your information to the bank, in the interest of obtaining a loan they have every right (and if in writing, your consent) to do a credit check to view your history.


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No, using any credit card other than your own without consent is fraud.


Can a credit card company lower your credit limit without your consent?

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