This question needs clarification in that 'repaired' can mean a lot of things. A FICO score is the standard in which a person's credit rating is measured, so it is a number that fluctuates with certain activities. Can a person's FICO be improved in 30 days? Most definitely. Can a person's FICO be raised to its maximum potential having rid of all derogatory entries in 30 days? Most definitely NOT. The person asking this question seems to be concerned about possibly improving his FICO enough to qualify for some sort of credit, so I would have to say that it cannot be 'repaired' enough to meet his or her goals in 30 days.
A shortsale will report as Settled for Less than the Full Balance and will stay on your credit report for 7 years.
It will stay on your credit for a few years. Not more than 10 years and not less than 4. Generally, data drops of your credit report after 7 years.
Debt settlement will have some bad effect on your credit. When a debt is settled for less than its full value, the creditor will note that on your credit report. The damage is much less than you'd experience with bankruptcy or default, and in most cases your credit will improve within a couple of years.
The word settlement is considered negative on your credit report. With a settlement, you are settling for less then the total amount due. Like bankruptcy, settlements will remain on your credit report for several years.
Neither is good. However, a repossession does less damage and is removed from your credit report within less time than a bankruptcy.
A shortsale will report as Settled for Less than the Full Balance and will stay on your credit report for 7 years.
sometimes, although often the less detailed credit score is used
It will stay on your credit for a few years. Not more than 10 years and not less than 4. Generally, data drops of your credit report after 7 years.
Debt settlement will have some bad effect on your credit. When a debt is settled for less than its full value, the creditor will note that on your credit report. The damage is much less than you'd experience with bankruptcy or default, and in most cases your credit will improve within a couple of years.
The word settlement is considered negative on your credit report. With a settlement, you are settling for less then the total amount due. Like bankruptcy, settlements will remain on your credit report for several years.
An eviction may show up on your credit report within 30-60 days of a court judgment being entered against you. However, the exact timing can vary depending on when the eviction is reported to the credit bureaus.
Neither is good. However, a repossession does less damage and is removed from your credit report within less time than a bankruptcy.
Contest the judgment through the three major credit reporting bureaus. They will contact the party and either verify that it was paid off and remove it or if they do not hear back with 20 days they will remove it from your credit report.
It shoulden't.
Most information (good and bad) will stay on your credit report for seven years. However, some financial disasters (divorce, bankruptcy) can stay for as long as ten years. The silver lining to this is that, the older the negative information is, the less influence it has on the overall report.
Yes, addresses come up on a credit report. Generally, the most recent four addresses are represented on a credit report - the current address and the three prior addresses. Not all credit reports are up to date, however, so there may be less recent addresses in the credit report and it is up to the individual to update the credit reporting agencies. IN the United States there are three (3) credit reporting agencies and every citizen is allowed to get a free copy of their report from each agency on an annual basis. Be sure to check your credit report from each provider at least once per year and request updates to addresses that are out of date.
The way it is reported is the decision of the credit reporting bureau. It might be listed in different ways on individual reports. Generally it will remain on the report as a " settlement",not as a "satisfied in full."