According to my research on our friendly world wide web i found out that,
Investment banks: Are those banks which raise money by selling securities to other companies and government. At present (since Lehman brothers & Merill Lynch are out of picture) Goldman sachs and Morgan Stanley are largest investment banks in USA.
Retail banks: Are those banks which directly deal with customers. It deals with savings account, checking account, personal loans etc
Commercial banks: Take deposits and gives loan to corporations. Bank of America is the largest commercial bank.
Universal banks: are banks that participate in activities of commercial banks as well as investment banks. Bank of America is an universal bank
Retail Banking is nothing but the one which directly deals with and stands for General Public . And the other types like Commercial and corporate are what we can say as Non-Retail Banking
Credit Agricole do what they themselves call "Customer-Focused Banking", they offer retail banking, corporate and investment banking as well as specialised financial services.
Retail provides a product for sale. Hospitality provides a service for sale
Retail are sales direct to the consumer and wholesale is when you sell to a distributor who then resells.
Wholesale banking is the business transactions that go on between banks. Retail banking has to do with direct customers of the bank.
Retail banking directly deals with the individual end users , whereas corporate banking mainly deals with companies.
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Retail Banking is nothing but the one which directly deals with and stands for General Public . And the other types like Commercial and corporate are what we can say as Non-Retail Banking
an investment bank is a non depository institution, and a commercial bank takes customers' deposits.
Carpet area is carpet area and retail area is retail area
Shrinkage is the difference between the stock on the inventory book and the actual physical stock. Shrinkage is also deifned as the difference between the value ( retail price ) of the stock on the inventory book and the value of the ( retail price ) actual physical stock. Shrinkage % is calculated as the difference between the value ( retail price ) of the stock on the inventory book and the value of the ( retail price ) actual physical stock by the retail sales of this volume
focusing on three core business lines: retail banking, corporate and investment banking, and asset management and private banking.
Credit Agricole do what they themselves call "Customer-Focused Banking", they offer retail banking, corporate and investment banking as well as specialised financial services.
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Retail provides a product for sale. Hospitality provides a service for sale
A wholesale business usually operates on a B2B platform, selling goods in bulk directly to other businesses like retailers, distributors, or manufacturers. The focus is on large-volume sales at lower unit prices, helping buyers stock up and resell products to end customers. Wholesalers often act as a bridge between producers and retailers, ensuring a steady supply chain. Retail businesses, on the other hand, sell directly to the final consumer in smaller quantities. Their pricing is higher per unit because they buy in bulk from wholesalers and then add a margin for profit. While wholesalers work behind the scenes, retailers are customer-facing and manage day-to-day interactions with buyers. With digital growth partner like Pepagora, the line between wholesale and retail is becoming more efficient, as a B2B platform allows both sides to connect, trade smarter, and streamline growth in today’s fast-moving market.
trash bags are black and bulky , retail bags are fancy