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Yes. They remain as a negative item on your credit report for seven years from the date of the judgment, whether they are paid or not. You do, however, now have the right to ask that your explanation of the item be included in the report. You can provide the credit reporting agency with a paragraph explaining mitigating circumstances, such as that you did in fact pay the judgment in full.
What else can I help you with?
Does finding out your own credit score count as an inquiry on your credit report?
no because im in 2nd grade retad
How many times can a car dealership run your credit?
A car dealership can run your credit multiple times, but typically within a short period, like 14 days, it will only count as one inquiry on your credit report.
How many times can a bank pull your credit report without lowering your credit score?
If they don't pull a full report and only do a soft inquiry then it doesn't ever hurt. If you are however, applying for credit at the bank and they do a "hard inquiry" where they view your full report then it only takes one time. If you are going around in a short length of time and having banks pull your credit for the purpose of a home or car loan then usually the credit report agencies count this as one inquiry because it's quite reasonable to shop around.
How many points are taken off your credit score every time you run your credit?
The original answer is incorrect. There is one type of credit inquiry that counts toward your FICO score. When you apply for a mortgage, auto loan or other credit, you authorize the lender to request a copy of your credit report. These types of inquiries, prompted by your own actions, appear on your credit report and are included in your FICO score. Your own credit report requests, credit checks made by businesses to offer you goods or services, or inquiries made by businesses with whom you already have a credit account do not count toward your FICO score. Credit checks by prospective employers also do not count. These types of inquiries may appear on your credit report, but they are not included in your FICO score. source: http://www.myfico.com/CreditEducation/CreditInquiries.aspx Contrary to the popular myth, your credit score is NOT affected when you check your credit history. Particulary now with the new laws that allow people to check their credit history free each year, there is no penalty assessed for doing so. This is also true with many other inquiries from other lendors, though not all.
Can you use federal financial aid as a source of income for a loan?
No, that is getting a loan with a loan. If anything it will count against your credit worthiness.
Does finding out your own credit score count as an inquiry on your credit report?
no because im in 2nd grade retad
Will obtaining your annual free credit report count as a hard pull and therefore have an adverse affect on your credit?
Nope. Anything from you doesn't count. That's a soft pull.
Does it effect your credit score when employers check your credit?
No it does not -- it is called a soft inquiry. The credit bureaus classify companies who pull a credit report. Some companies pull credit reports for lending, others use credit reports for non-lending purposes. Hard inquiries are those that count against credit scores and are from lenders upon an inquiry for credit. Soft inquiries or those used for non-lending practices do not count against credit scores. From the classifications used by credit bureaus, the credit scoring system can determine the type of inquiry (whether for credit or otherwise) that is pulled.
Does pulling credit report multiple times count against you?
There are two types of inquiries. Soft pulls and hard pulls. Soft pulls are when you look at your own credit. They don't get counted as far as your credit score. However hard pulls are when you apply for credit. This can effect your score 2 - 5 point for each inquiry.
If you cosign an auto lease will it show on your credit report if all payments are made on time?
Yes. It shows up on your credit report as a co-signed loan. The up side is you will receive credit for a good loan on your credit report. The down side is if you apply for credit they will usually count that debt as yours since if the maker does not pay you are responsible and if they use any type of debt to income ratio to qualify that will increase your debt %.
Can an unpaid balance on auto insurance effect your credit?
Unpaid balances owed to insurance companies will be sent to collection agencies and will count against your credit.
Does a log book violation count points against a cdl?
Points against your license, no. But it does put points... and a pretty substantial number of them, at that... on your CSA report.
How many times can a car dealership run your credit?
A car dealership can run your credit multiple times, but typically within a short period, like 14 days, it will only count as one inquiry on your credit report.
Will marrying a convicted felon effect a person's credit?
no. the credit companies can look at YOUR record but they usually dont even look at it anymore. and when they do it doesnt count against you.
How many times can a bank pull your credit report without lowering your credit score?
If they don't pull a full report and only do a soft inquiry then it doesn't ever hurt. If you are however, applying for credit at the bank and they do a "hard inquiry" where they view your full report then it only takes one time. If you are going around in a short length of time and having banks pull your credit for the purpose of a home or car loan then usually the credit report agencies count this as one inquiry because it's quite reasonable to shop around.
Traffic tickets received in other states will count against your Utah driver record?
Yes. All states report to Utah.
Does Allstate require a stolen vehicle report if a friend takes your car without permission and they wreck the car?
Absolutely they will want a police report. Not only that but they will also insist that you press charges unless you decide that you did give him permission to use the vehicle. If you gave him permission the accident will count against you and your policy. If you press charges, then it will not count against you.
