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What else can I help you with?
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
What options are available for homeowners insurance for homes in need of repair?
Homeowners with homes in need of repair can consider specialized insurance policies like renovation insurance or vacant home insurance. These policies provide coverage for properties undergoing repairs or renovations, offering protection against risks like theft, vandalism, and damage during construction. It's important to carefully review policy details and consult with an insurance agent to find the best coverage for your specific situation.
If you refinance your mortgage do you need to get hazard insurance if you already have homeowners insurance?
hazard insurance is another way to say homeowners insurance - they should be referring to the same thing
Does homeowners insurance pay your mortgage if you become disabled?
Homeowners insurance does not cover your mortgage if you become disabled. You would need to obtain mortgage protection insurance for that.
What type of insurance coverage do you have for your home?
I have homeowners insurance for my home.
Does homeowners insurance cover vandalism to a visitors car in your driveway?
No. Homeowners Insurance does not coverage for automobiles.
Do renters need homeowners insurance?
NO, But they can get Renters or Tenants insurance
Does homeowners insurance cover vandalism to your car in the driveway?
No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.
Can your son buy your homeowners insurance?
No, but if he owns a home he can buy his own insurance, or he can buy tenants insurance if he does not.
Does a homeowners insurance policy protect against vandalism?
it might. read it and find out.
Does homeowners insurance cover tenants?
No, your homeowners insurance does not cover tenants nor any of their property or liabilities. actually, the presence of tenants without the presence of an owner can void all coverage and nullify the homeowners insurance policy. If the occupancy status of your home changes, contact your agent. Leased homes require landlords insurance. Vacant homes require a vacant property policy.
How do you get insurance for external damage to homeowners association buildings?
Any damage to the association building can be collected through the tenants of the association. The tenants insurance will pay a limited amount for the repairs.
Does homeowner insurance cover tenants who live in a duplex if they fall and break ankle?
No. Homeowners insruance excluded residents of the property. Their medical insurance is responsible for this only.
If you do not have Comprehensive Coverage on your car would your Homeowner Insurance cover vandalism on a car that was parked in your driveway?
No. Homeowners policy specifically exclude automobiles. //
What are the different types of insurance policies available under house insurance?
The different types of insurance policies available under house insurance include homeowners insurance, renters insurance, and landlord insurance. Homeowners insurance covers the structure of the home and personal belongings, renters insurance covers personal belongings for tenants, and landlord insurance covers rental properties for property owners.
Does homeowners insurance cover vandalism done to the home?
You will need to check your insurance policy. Some cover vandalism and some do not. If you bought a HO3 broad all risk policy, Although it costs a little more, it will have vandalism coverage automatically included. If you bought one of the more economical forms HO1 or HO2 home insurance policy, you will need to look on your policy declarations page for the word "vandalism". Alternatively you can call your insurance agent and have him or her review your policy for coverage.
Why is homeowners insurance higher on a vacant house?
much greater chance of arson/vandalism. AND because people are more protective of the house they are actually living in.
