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It is possible that you have been a victim of a scam if someone paid off your credit card without your knowledge or consent. It is important to review your credit card statements and contact your credit card company to investigate further.

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AnswerBot

5mo ago

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Can a collection company pull your credit without your consent?

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Can credit be run without consent?

(in the US) Unfortunately - yes.


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A scammer can use your credit card number to make unauthorized purchases, steal your money, and commit identity theft by pretending to be you.


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Identity theft can affect your credit without your knowledge!


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No, a company who wants to make a loan is not allowed to pull your credit without your consent. If you've filled out an application form or provided your information to the bank, in the interest of obtaining a loan they have every right (and if in writing, your consent) to do a credit check to view your history.


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Can a credit card company lower your credit limit without your consent?

Yes. They have the right to do that. They are the one who is giving you the credit in the first place. Not only can they do that but they can also take away all your credit and close your account for no reason at all if they choose too and they can also sell your account to another company without your permission just because they want too. But they have to notify you that they are doing that. Yes, they can change or even cancel your limit without your consent.