How can Bank of America continue to charge overdraft fees and insufficient funds fees every 5 business days continuously causing severe problems of recovering those funds with additional fees ongoing?

Answer 1

You don't have enough funds in your checking account and you don't have enough funds in your savings account. Bank of America will continue charging this overdraft fees until you have a deposit in your checking account to cover these fees (if it is enough).

The only way to stop this is try to have enough funds to cover your bills. You know how much you get from each check. Use that amount to cover your bills like transportation, food, rent and utility bills. After you subtracted that amount which is your net pay from all the bills you get, you that amount to save a little in your savings account. That way bank of America can stop this. All banks charges fees.