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The national Foundation for Credit Counseling has a site to help you find a reputable debt counselor I have provided you with a link to debtadvice.org.

The sooner you get started on repairing your credit, the sooner you will improve.

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17y ago

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Is it good to have a loan when you have bad credit?

It will be hard to get a loan when you have bad credit. However, if you already have a loan and have bad credit on other things such as credit cards, then keeping your payments current on your loan can help improve your bad credit over time.


How can cleaning jobs help improve bad credit?

Hiring a cleaning company to clean for you can improve a bad credit rating by them providing a service and you paying them on time showing that you can be relied on to keep up with payments.


What are the qualifications for one to obtain a tenants loan with bad credit?

The main qualifications for obtaining tenant loan with bad credit is to have bad credit in the first place. One can improve later from this by fixing their credit as they accept and pay off the loan.


If you have bad personal credit and get a corporation tax id can you get a credit card?

If you have bad personal credit, the best thing you can do to help improve your chances of getting a business credit card is to register your business as a completely separate entity from your personal credit.


How can you restore your bad credit?

Restoring bad credit takes time. You can start by requesting your credit report and dispute negative mistakes that you may find. Only the passage of time can improve your credit when you have legitimate negative remarks in your credit report.


What steps can you take to remove a bad credit rating?

The best way to improve your credit is to pay all your bills on time everytime.


When someone with bad credit wants to apply for a car loan what can they do to improve their chances?

If you have bad credit and want to apply for a car loan, be honest with the creditor. Let them know you have bad credit, but show that you have made consistent payments on particular bills recently.


What is the best way to improve bad credit reports?

There are no quick fixes to improving bad credit reports. The best thing is to slowly rebuild credit by paying bills on time, paying more than the minimum on credit cards, and avoiding common credit traps.


How does one improve their bad credit score to get a loan?

You can improve your credit score in order to qualify for a loan by paying all of your bills on time, reducing your debt to income ratio and checking your credit report to make sure there are no errors.


If you pay off a credit card balance is it bad your my credit report?

not always, depends on your credit situation. keep using and paying off your credit card every month to improve your credit score


I need a car but you have bad credit?

This should be a easy solution, there are B-list lenders out there that will offer you a loan with bad credit. At a higher interest rate, it sure beats taking the bus. And over time it will improve your credit.


How can a bad credit program help improve my credit?

While a bad credit program cannot make your bad credit disappear (don't fall for scams that say otherwise), but they can teach you how to repair the damage and move on with your life. They will help you to develop a budget you can stick to, teach you how to deal with creditors and debt collectors, give you credit counseling, and/or talk with you about the pros and cons of declaring bankruptcy. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm#improve