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join a credit union, checking acct only. then in 4-6 months apply for a loan through your credit union for what ever amount you can get.Budget your money well, make all payments on time. this will be reported and will show on you credit report . Then
hit up Sears, Foley's, JCPenny's ect............ GOOD LUCK TO U

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18y ago

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To start building credit effectively, you can apply for a secured credit card, make timely payments, keep your credit utilization low, and monitor your credit report regularly for accuracy.


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If you recently moved to America and want to start building credit what should you do?

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