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I had to clean up my credit report several years ago and it took a lot a work but was able to buy a house and now have financing through my bank. You will need to have the cash to pay off loans if you want to quickly remove them from your credit report. First contact the creditor and ask if you were to pay off the balance would they take it off your credit report. If they agree to first get a letter from them stating so before you give them any money. It still will take several months to clear off your report. Hope this helps.
What else can I help you with?
Where can one obtain a credit report in a timely manner?
One may obtain their credit report quickly via popular websites such as Experian or Equifax. The benefit of viewing a credit report online is there is no waiting for the post, it can be viewed quickly and as many times as needed online.
If a credit card company refuses to give you information to help clear your credit report do they have to remove it from your report?
Read the Fair Credit Billing Act. Also your user agreement.
Would filing chapter 7 bankruptcy clear foreclosure from your credit report?
No, in fact it will leave a Bankruptcy record on your credit report for 10 years.
Do lenders pull a final credit report after a mortgage is approved and clear to close?
no
If you were in foreclosure but sold the property before the bank took over and should your credit report state foreclosure on it if the loan was paid off in escrow?
If You Paid The Bank All Moneys Owed, And At Present Are Credit Wise Clear With The Bank. Take Your Report To A Loan Officer Then File A Report With The Credit Reporting Company, This Should Clear This From Your Credit Records.
How can one clear their credit report?
There are many ways one can clear their credit report. One can clear their credit report using popular on the web sources such as MSN Money, Lexington Law, and Nolo.
How do you clear you credit report from open and end accounts over the statute of limitations?
First you have to pay off your loans in cash if you want to quickly remove your credit report first. Besides this you may contact a good credit repair company.
Where can one obtain a credit report in a timely manner?
One may obtain their credit report quickly via popular websites such as Experian or Equifax. The benefit of viewing a credit report online is there is no waiting for the post, it can be viewed quickly and as many times as needed online.
If a credit card company refuses to give you information to help clear your credit report do they have to remove it from your report?
Read the Fair Credit Billing Act. Also your user agreement.
Would filing chapter 7 bankruptcy clear foreclosure from your credit report?
No, in fact it will leave a Bankruptcy record on your credit report for 10 years.
How often can you get a free credit report from True Credit?
According to True Credit you can receive one credit report a year for free. This report incudes reports from the three top reporting agencies. This is good to do annually to make sure everything is clear and correct.
How do you clear your credit report?
The short answer is the only answer one. You have to pay your debts off.
Do lenders pull a final credit report after a mortgage is approved and clear to close?
no
If you were in foreclosure but sold the property before the bank took over and should your credit report state foreclosure on it if the loan was paid off in escrow?
If You Paid The Bank All Moneys Owed, And At Present Are Credit Wise Clear With The Bank. Take Your Report To A Loan Officer Then File A Report With The Credit Reporting Company, This Should Clear This From Your Credit Records.
When you pay off credit card balances how quickly do they report it to the credit bureau?
It will take anywhere from 30 - 90 Days.
What can you do to help clean up debts on your credit report?
Besides paying your debts off or filing bankruptcy if you are unable to pay off these debts there is nothing you can really do to clear them from your credit report. Most debts stay on your credit report for seven years.
Is it possible to get an instant credit report?
An instant credit report will almost always cost you money. Depending on your circumstances and how quickly you need this credit report, it may be more worthwhile to send an application to a proper credit reporting agency. There are several instant credit report companies on the Internet and they are not always certified. You may equally be able to get an instant credit report from a proper credit reporting agency. This may come by fax or e-mail. It is not a very common practice to obtain instant credit reports more than once.
