Read the Fair Credit Billing Act. Also your user agreement.
No, a debt collector cannot remove negative information from your credit report. Only the credit reporting agencies or the original creditor can remove or update information on your credit report.
No, the information remains on your credit report.
yes- better to dispute it via the credit bureau companies however as if the creditor refuses to respond within a certain time frame it will have to be removed
If there is a bankruptcy filing showing on your credit report and you did not actual file, you should dispute that information with the three credit bureaus. They will then investigate and remove the information if it is inaccurate.
Contact the credit bureau that has the incorrect information about the bankruptcy. They will contact whomever they need to in order to verify the information or remove it if it is deemed false.
No, a debt collector cannot remove negative information from your credit report. Only the credit reporting agencies or the original creditor can remove or update information on your credit report.
No, the information remains on your credit report.
you cant
yes- better to dispute it via the credit bureau companies however as if the creditor refuses to respond within a certain time frame it will have to be removed
You have to contact the company (by mail)who initally issued you the credit. If the account is paid and closed they should remove it from your credit report, upon your written request.Hope this helps.
If there is a bankruptcy filing showing on your credit report and you did not actual file, you should dispute that information with the three credit bureaus. They will then investigate and remove the information if it is inaccurate.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
Yes, you can remove your name by writing the credit card company. You could also customer service and have your name removed.
You can dispute inaccurate information on your credit report. You can start the dispute process by contacting all of the credit bureaus that are reporting the negative information.
Contact the credit bureau that has the incorrect information about the bankruptcy. They will contact whomever they need to in order to verify the information or remove it if it is deemed false.
To request a letter from a collection agency to remove negative information from your credit report, you can write a formal letter to the agency explaining your situation and requesting that they remove the negative information. Be sure to include any relevant documentation to support your case.
You have to contact the company (by mail)who initally issued you the credit. If the account is paid and closed they should remove it from your credit report, upon your written request.Hope this helps.