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How can you remove incorrect information on your credit report?
Wiki User
∙ 12y ago
you cant
Wiki User
∙ 12y ago
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How can someone dispute a repossession off a credit report?
The credit reporting companies have a dispute form that you can use to dispute anything that is wrong on your credit report. Ask for this form or send a letter detailing the information in your report and explain why it is incorrect. They will investigate the matter and send you their findings. If it is incorrect they will remove it from your report.
How do you remove a bankruptcy from your credit report that isn't yours because you have never filed for bankruptcy?
Contact the credit bureau that has the incorrect information about the bankruptcy. They will contact whomever they need to in order to verify the information or remove it if it is deemed false.
Does a bankruptcy remove the crediters from your credit report?
No, the information remains on your credit report.
Is it true you are responsible for correcting any errors on your credit report?
Yes, if there is an incorrect information in your credit report, you have the right to dispute it and if proven correct, the credit bureau will not report it again.
Can a creditor misrepresent themselves on the credit report?
Misrepresenting any form of information in a credit report is incorrect and a crime too. Irrespective of who is misrepresenting the information, doing so is wrong.
What should you do if your credit report is incorrect?
Of course, but you must contact the credit bureau or credit agency which provided the information. Contact the primary credit-data agencies at:
How do you get a reposession off your credit report?
If the repossession contains information which is incorrect, misleading, incomplete, or unverifiable information, it may be deleted. You may contact the 3 credit reporting agencies and dispute the incorrect, misleading, incomplete, or unverifiable information.
Can you get it off my credit report immediately for a reposseion last year?
If the repossession contains unverifiable, incorrect, incomplete, or misleading information, the account may be deleted from your credit report.
What can you do if you have a dimissed Chap 7 bankruptcy from 4 yrs ago and creditors are reporting that you are in bankruptcy and you have disputed this and most won't remove the incorrect status?
The entry on the credit report is not incorrect, a dismissed bankruptcy remains on the CR for seven years from the date of the dismissal. Valid information cannot be expunged from a credit report until the required time limit has expired.
Why wouldn't a foreclosed mortgage appear on a credit report?
Someone erred in entering it into the record or your information about the foreclosure is incorrect.
Does removing incorrect information from your credit report increase your credit score?
Not always. Only removing harmful information would make a difference, and eve then it has to be something significant to even matter.
If a credit card company refuses to give you information to help clear your credit report do they have to remove it from your report?
Read the Fair Credit Billing Act. Also your user agreement.
