Read the Fair Credit Billing Act. Also your user agreement.
No, the information remains on your credit report.
yes- better to dispute it via the credit bureau companies however as if the creditor refuses to respond within a certain time frame it will have to be removed
If there is a bankruptcy filing showing on your credit report and you did not actual file, you should dispute that information with the three credit bureaus. They will then investigate and remove the information if it is inaccurate.
Contact the credit bureau that has the incorrect information about the bankruptcy. They will contact whomever they need to in order to verify the information or remove it if it is deemed false.
Great question! The answer is yes. However, credit repair companies can only remove inaccurate and unverifiable information that is reporting on the report. Accurate and verifiable information cannot be legally removed. The goal of a credit repair company is to help improve your credit by removing the inaccurate, unverifiable, and obsolete items from the report that are not meeting the requirements outlined in the Fair Credit Reporting Act for them to continuously be reported.
No, the information remains on your credit report.
you cant
yes- better to dispute it via the credit bureau companies however as if the creditor refuses to respond within a certain time frame it will have to be removed
If there is a bankruptcy filing showing on your credit report and you did not actual file, you should dispute that information with the three credit bureaus. They will then investigate and remove the information if it is inaccurate.
You cannot delete accurate credit report information, such as payment history or account status. However, negative information that is inaccurate or outdated can be disputed with the credit bureaus to have it removed. It's important to regularly review your credit report and address any inaccuracies promptly.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
Yes, you can remove your name by writing the credit card company. You could also customer service and have your name removed.
You can dispute inaccurate information on your credit report. You can start the dispute process by contacting all of the credit bureaus that are reporting the negative information.
Contact the credit bureau that has the incorrect information about the bankruptcy. They will contact whomever they need to in order to verify the information or remove it if it is deemed false.
You have to contact the company (by mail)who initally issued you the credit. If the account is paid and closed they should remove it from your credit report, upon your written request.Hope this helps.
Great question! The answer is yes. However, credit repair companies can only remove inaccurate and unverifiable information that is reporting on the report. Accurate and verifiable information cannot be legally removed. The goal of a credit repair company is to help improve your credit by removing the inaccurate, unverifiable, and obsolete items from the report that are not meeting the requirements outlined in the Fair Credit Reporting Act for them to continuously be reported.
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