If it is your bankruptcy, the only thing you can do is wait. Chapter 7 is on there for 10 years, and Chapter 13 is on there for 7 years.
If it is someone else's bankruptcy and it's on your credit report by accident, you can contact the three major national credit reporting agencies by mail, with your social security number and address, and ask them to correct the error. I think their addresses are: Trans Union Corporation ATTN: Public Records Department 555 West Adams Street Chicago, IL 60661
Experian Profile Management P.O. Box 9558 Allen, TX 75013
Equifax P.O. Box 144717 Orlando, FL 32814
Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
You can't for ten years .
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
If you didn't actually declare bankruptcy, you can report the error to the credit bureaus. If you did declare bankruptcy, you'll have to wait for it to age off.
You can't for ten years .
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
10 years from discharge
Bankruptcy can stay on your credit report for up to 10 years. If you obtain the credit report directly from the credit reporting agency (ie. Equifax, Transunion, Experion) the report will provide you with directions on how to dispute the information.
Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.
7 years
It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.
No, the information remains on your credit report.
If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".