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If it is your bankruptcy, the only thing you can do is wait. Chapter 7 is on there for 10 years, and Chapter 13 is on there for 7 years.

If it is someone else's bankruptcy and it's on your credit report by accident, you can contact the three major national credit reporting agencies by mail, with your social security number and address, and ask them to correct the error. I think their addresses are: Trans Union Corporation ATTN: Public Records Department 555 West Adams Street Chicago, IL 60661

Experian Profile Management P.O. Box 9558 Allen, TX 75013

Equifax P.O. Box 144717 Orlando, FL 32814

Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.

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10y ago

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If you file bankruptcy will that remove a charge off report from a credit card?

Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.


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A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.


How do you get bankrupcy off credit report?

If you didn't actually declare bankruptcy, you can report the error to the credit bureaus. If you did declare bankruptcy, you'll have to wait for it to age off.


How do you get a bankruptcy off credit report?

You can't for ten years .


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It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.


You had a bankruptcy in 2004 when does it come off your credit report?

10 years from discharge


If a bankruptcy was discharged in 1993 does it automatically come off of your credit report and how long after What if it's still on your report?

Bankruptcy can stay on your credit report for up to 10 years. If you obtain the credit report directly from the credit reporting agency (ie. Equifax, Transunion, Experion) the report will provide you with directions on how to dispute the information.


How long should you keep bankruptcy paperwork?

Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.


How many years before bankruptcy comes off credit report?

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It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.


Does a bankruptcy remove the crediters from your credit report?

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