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I'm not sure what this question means by "bankruptcy status." Assuming it means whether your credit report has correctly listed your bankruptcy, or correctly listed the debts on your credit report as "discharged in bankruptcy," then under the new law each person is entitled to one free copy of their credit report per year, so one can request a copy from one of the three credit reporting companies and check if the bankruptcy is correctly listed and if all of the debts listed in the bankruptcy say "Discharged in bankruptcy" on the credit report.

Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.

Not sure what your asking, but you can always take your file number to the bankruptcy clerk and ask her to see your file. At least you can see the complete names and addresses of your creditors, dates of notifications, and order of actions taken in your case, first hand.

- you can always call your attorney since you paid them to represent you, the trustee in charge of your case, or the bankruptcy court.

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Can bankruptcy be removed from your credit report in less than 10 years?

Bankruptcy removalUnfortunately, there is no way to have a bankruptcy removed from your credit report before the statute of limitations has expired. For Chapters 7, 11, and 13, this is 10 years from the date filed. Unless, of course, you can prove that the bankruptcy is not yours (For example: When I first applied for a credit card at age 19, I learned I had a bankruptcy on my credit report from when I was 15. It was my father's, and I was able to successfully have it removed). The bureaus will not make exceptions. One thing you CAN do it to make sure the status on your bankruptcy is correct - many times the bankruptcy status remains unknown, even years after it has been discharged or dismissed, and just because one bureau has correct status information does not mean the other will.More Information:If your timing is right then yes there is a way to have a bankruptcy removed from your credit file in as short of time as 3 years. Lets say you file chapter 7. Two years and a month after the date of discharge you dispute with the credit agencys the chapter 7 listed on your file. The credit agency will initiate an inquiry with the bankruptcy court to determine if their records are correct. Bankruptcy courts only maintain files for two years before they are recorded on microfiche. There is a good chance the court will not respond due to the archiving of the your file and therefore the agency will be unable to verify and be forced to drop the bankruptcy from your file. But you didnt hear it from me.


If your first bankruptcy was dismissed and the second one filed but you never made payments for either can they be removed from your credit report?

The second according to my credit report only says filed. My transUnion doesn't show it and I don't have my Experian report. I will have to contact the court I am sure to get the documentation I need. thanks for your input. Your first bankruptcy can be removed, because it was dismissed. A dismissal is a legal disposition of the legal action bankruptcy. The other disposition is discharged. You don't mention what the disposition was of the second bankruptcy. If it was granted, and your debt discharged, but you never paid on it, (was it a chapter 13?) then it is not discharged. You need to find out the correct status of the bankruptcy before this question can be answered.


Where can you find bankruptcy information?

Bankruptcy information is available from lawyers who specialize in the area. They possess a great deal of knowledge when it comes to bankruptcy. Information about filing for bankruptcy can be found at a local courthouse.


After seven years when debts from a bankruptcy are removed from the credit portion of your credit report will the bankruptcy still reported in the public record portion affect your credit status?

bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.


How can you get a bankruptcy removed from equifax when it has been removed from the other credit bureaus?

If you have checked your report from Equifax and a discharged bankruptcy is on there, you can simply write to them with the amendments and they are obliged to correct their report.

Related Questions

How can you find out the status of a chapter 7 bankruptcy?

Contact the trustee who is in charge of the case.


What does the abbreviation N.P.O.C mean in terms of bankruptcy status?

I think if you are towards the end of your bankruptcy, it mean "in process of closing"


Can a person work legally if he file bankruptcy?

Yes. Filing bankruptcy does not affect your work status generally speaking.


Can a non-resident alien file for bankruptcy?

Yes you can file. Don't believe it will effect your status unless there is a crime that negates that status. Bankruptcy is not a crime.


How may you find the date of your bankruptcy?

You can find it from the court where you filed your bankruptcy.


Can my loans be discharged in bankruptcy?

Bankruptcy laws are complex. You will need to get correct answers from a competent attorney.


Can bankruptcy be removed from your credit report in less than 10 years?

Bankruptcy removalUnfortunately, there is no way to have a bankruptcy removed from your credit report before the statute of limitations has expired. For Chapters 7, 11, and 13, this is 10 years from the date filed. Unless, of course, you can prove that the bankruptcy is not yours (For example: When I first applied for a credit card at age 19, I learned I had a bankruptcy on my credit report from when I was 15. It was my father's, and I was able to successfully have it removed). The bureaus will not make exceptions. One thing you CAN do it to make sure the status on your bankruptcy is correct - many times the bankruptcy status remains unknown, even years after it has been discharged or dismissed, and just because one bureau has correct status information does not mean the other will.More Information:If your timing is right then yes there is a way to have a bankruptcy removed from your credit file in as short of time as 3 years. Lets say you file chapter 7. Two years and a month after the date of discharge you dispute with the credit agencys the chapter 7 listed on your file. The credit agency will initiate an inquiry with the bankruptcy court to determine if their records are correct. Bankruptcy courts only maintain files for two years before they are recorded on microfiche. There is a good chance the court will not respond due to the archiving of the your file and therefore the agency will be unable to verify and be forced to drop the bankruptcy from your file. But you didnt hear it from me.


How do you correct an error on your filed bankruptcy?

It may not be necessary to correct it. Consult your bankruptcy attorney. If the case has been closed, you will have to pay to reopen the case and file a motion to make the correction. If the error makes your bankruptcy invalid, it will get complicated.


Is it correct to ask are they an item?

Yes, it is correct to ask "Are they an item?" when inquiring about the relationship status of two people to find out if they are romantically involved with each other.


Where can you find financing to purchase an RV after bankruptcy?

where can you find financing to purchase an Rv after bankruptcy?


Where can one find a bankruptcy attorney in California?

One can find a bankruptcy attorney in California from the following sources: California Bankruptcy, NOLO, Lawyers, Find Law, Long Beach Bankruptcy Lawyer, Fox Business.


In chapter 13 bankruptcy what does pending mean in case status?

In Chapter 13 bankruptcy a pending status means the case is still open for evaluation and no decision has been made. The pending status may last for awhile depending on how involved the case is until it is final.