You can determine if a bank uses the ChexSystems by checking their website for information about account approvals and screening processes, as many banks will disclose their use of ChexSystems in their account terms. Additionally, you can inquire directly with the bank’s customer service. If you have a negative report in ChexSystems, some banks may specifically inform you about their policies regarding it during the application process. Lastly, you can review your own ChexSystems report to see if the bank has accessed it.
First Convenience Bank - They are all over Texas, usually in grocery store. They don't use Chex System. Also, Woodforest National Bank offers second chance checking and are very friendly Austino TELCO Credit Union offers a 2nd chance checking and they're very nice folks. Wells Fargo also offers one as well.
I cannot find one myself.
US Bank Right In Riverside and San Bern are offering second chance banking
80% of banks use ChexSystems, however, there are several in Florida that do not use ChexSystems or provide second chance banking. Military members may set up an account at Armed Forces Bank or USAA. Non-military members can choose from the following Florida banks: Bank of Pensacola, Keywest Bank, Marketplace Bank, Old Florida Bank, and Prosperity Bank.
As far as I know, they haven't. I've been banking with them for a few years now after conditions were not right in me trying to get to my previous bank's branch to do any business with them. The previous bank reported to Chex after they closed it. Huntington had nearly 5 years to do anything (and God knows I'm not the best in managing that account, either), and I can say that they haven't done anything major yet. There's really no way to safely say if any bank uses them unless you ask them, which is a shame because several banks use it yet not many people know that the thing even exists and it can be tricky to know how it actually works even after you find out of their existence (and most do the hard way), and it's very hard to get yourself back to good standing because of how they handle debts even if they've been paid in full. I wish there was more of a disclosure of who these banks use and how they use them, including Chex, which banks do seem to want to do whatever they can to hide any info about them existing. But to your question, as far as I'm aware (and from personal experience), Huntington seems to not use them.
Comerica Bank DOES use Chexsystems.
First Convenience Bank - They are all over Texas, usually in grocery store. They don't use Chex System. Also, Woodforest National Bank offers second chance checking and are very friendly Austino TELCO Credit Union offers a 2nd chance checking and they're very nice folks. Wells Fargo also offers one as well.
well idont know.. why dont you ask him!
I cannot find one myself.
Yes, you can use the Chex cereal coupons on any variety of Chex. You just need to buy the same size bag, as specified by the coupon.
It depends on the bank ..many banks will only run the LLC or Corp name through chexsystems and not the signers. Other banks may not use chexsystems at all
Yes, but they approve some people listed on chex, if the listing is old and not too bad.
Many small banks, such as credit unions, do not use Chex systems. This is a system which many banks are attached to that let them look up a person's past accounts.
It depends on if they use Chex Systems to validate the check or not- not everyone does cause it costs them money. We have a local grocery store that does not use them and we can write a check there. It's not a mom and pop store either, it's a local chain of 8 grocery stores. I also know the Ace by us doesn't use them either.
US Bank Right In Riverside and San Bern are offering second chance banking
Yes they do use checks.
80% of banks use ChexSystems, however, there are several in Florida that do not use ChexSystems or provide second chance banking. Military members may set up an account at Armed Forces Bank or USAA. Non-military members can choose from the following Florida banks: Bank of Pensacola, Keywest Bank, Marketplace Bank, Old Florida Bank, and Prosperity Bank.