Yes, but they approve some people listed on chex, if the listing is old and not too bad.
Yes, Blackhawk Bank does use a Chexsystems product.
There are some yes that do not use chexsystems. Many banks in Texas use Telecheck instead. 1st COnvenience bank is a bank that does not use chexsystems.
There are many banks that do not use chexsystems and there are some that offer second chance checking and make exceptions for those that have been reported to chexsystems.
Comerica Bank DOES use Chexsystems.
Try Mutual Bank
Yes. Bank accounts are not linked to your credit accounts. The only thing that would keep you from opening an account is if you are reported to ChexSystems. You might also have difficulty opening a bank account at a particular bank if you had an account with them before but you had to close it as part of a deal concerning a credit card of theirs. Just make sure you aren't on ChexSystems and you'll be fine, or look for banks that don't use this system if you are. Bankruptcies are not reported to ChexSystems, only your credit reports...
There are several banks and credit unions in Washington that do not use chexsystems. One of the more popular ones there is 1st Security Bank Of Washington.
You can determine if a bank uses the ChexSystems by checking their website for information about account approvals and screening processes, as many banks will disclose their use of ChexSystems in their account terms. Additionally, you can inquire directly with the bank’s customer service. If you have a negative report in ChexSystems, some banks may specifically inform you about their policies regarding it during the application process. Lastly, you can review your own ChexSystems report to see if the bank has accessed it.
Several of the banks in California do not use ChexSystems. San Mateo Credit Union, Golden One Credit Union and San Francisco Federal Credit Union. At some of these banks you will need to qualify to apply. You can check out more details at Chextalk online.
NO, IF A BANK USES CHEXSYSTEMS THEY WILL NOT CONSIDER THAT YOU HAVE AN ACCOUNT AT A BANK ALREADY AS A WAY TO DETERMINE IF THEY WILL OPEN AN ACCOUNT FOR YOU.
Some banks that do not use Chexsystems or Telecheck reports are TCF Financial, National City Bank, PNC Financial Services, and Compass Bank. Another option would be to get a prepaid Visa or MasterCard account which allows for direct deposit.
Yes, BMO Harris Bank does use ChexSystems as part of its account opening process. ChexSystems is a consumer reporting agency that tracks banking activities and can provide information on an individual's banking history, including any negative records. If you have a problematic banking history, it could impact your ability to open an account with them.