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Can you explain how the APR for credit cards is calculated and what factors can affect it?
The APR for credit cards is calculated by considering the interest rate and any additional fees charged by the credit card company. Factors that can affect the APR include the cardholder's credit score, the current market interest rates, and the type of credit card being used.
Is it possible to just declare bankruptcy on credit cards?
You can declare bankruptcy due to credit card debts, yes.
Do you have to list credit cards with a zero balance in a bankruptcy?
no
What are some options for credit cards with no interest?
Some options for credit cards with no interest include introductory 0 APR cards, balance transfer cards, and certain store credit cards that offer promotional no-interest periods.
What companies offer interest-free credit cards?
Here is a site that talks about interest free for 18 months credit cards www.moneysavingexpert.com Cards , Here is a site that talks about credit cards www.moneysupermarket.com/credit-cards
Does a business credit card affect credit score?
All loans and credit cards have an affect on your credit score. Failure to use your credit cards responsibly will reduce your credit score and increase your interest costs.
If you were to negotiate a lower interest rate on your credit cards would that affect your credit?
it can be possible because it depends on your credit.
Can you put credit cards on a bankruptcy?
yep
Can you explain how the APR for credit cards is calculated and what factors can affect it?
The APR for credit cards is calculated by considering the interest rate and any additional fees charged by the credit card company. Factors that can affect the APR include the cardholder's credit score, the current market interest rates, and the type of credit card being used.
Is it possible to just declare bankruptcy on credit cards?
You can declare bankruptcy due to credit card debts, yes.
Do you have to list credit cards with a zero balance in a bankruptcy?
no
What are some options for credit cards with no interest?
Some options for credit cards with no interest include introductory 0 APR cards, balance transfer cards, and certain store credit cards that offer promotional no-interest periods.
What companies offer interest-free credit cards?
Here is a site that talks about interest free for 18 months credit cards www.moneysavingexpert.com Cards , Here is a site that talks about credit cards www.moneysupermarket.com/credit-cards
Am I still allowed credit cards after bankruptcy?
Yes, it is still possible to get a credit card after bankruptcy. "Secure" credit cards require you to place a security deposit down in the event of default, but they are a good way of rebuilding your credit.
Which are the best low interest credit cards?
The best low interest credit cards include CapitalOne Venture One Rewards and Blue Cash Everyday from American Express. You can learn more about low interest credit cards at the Credit Cards website.
Are there any credit cards available with a permanent 0% interest rate?
No, there are no credit cards available with a permanent 0% interest rate. You can however get the low interest rates one at www.which4u.com.au/credit-cards/lowest-interest-rate -
Can credit cards be used after someone files for bankruptcy?
Sometimes credit card charges are not included in bankruptcy. If they are then you will no longer be able to use them.
