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A credit score is obtained by information in your credit history. It tells a lending institution how dependable you can be for paying back debt. Credit scores range from 1 to 9, and you do have the right to know what is written in your credit history. In Canada, you do this by contacting one of Canada's credit bureaus (either TransUnion Canada or Equifax Canada).
What else can I help you with?
What does a 667 credit score mean?
I dont know what exactly 667 is but a credit score is rated on how good your credit/debit card use is, EG: your credit score is Good
Does closing a bank account hurt your credit score?
No it does not. Bank accounts are not part of a credit score. For more information about what is on a credit score, check out Phil Turner's book: The Credit Bible - Everything You'll Ever Want To Know About Credit.
What is the purpose of the Experian credit report?
The purpose of the Experian credit report is to find out your credit score as well as many other things. The Experian credit report is everything you need to know about your credit score.
Where can I find credit score advice?
I know you can check your credit report on www.freecreditreport.com they also have a lot of tips and advice to get your score up, and keep it there.
Does canceling inactive credit cards help your credit score?
I am a senior credit counselor, and actually closing your cards will hurt your score, the way your score is calculated is by how much available credit you have in comparison to how much debt you are currently carrying. If you have the cards with zero balance and available credit on them, then raises your available credit to total debt ratio, thus increasing your score. However, after you have purchased your home, you might want to consider closing the accounts because of the risk of identity theft. Or look into the new credit monitoring services, they are very inexpensive and usually offered through the credit bureaus. They will let you know if anyone checks your credit or if any changes have occurred. Actually, it can hurt your score. the FICO score looks at length of credit history (taking an average of all credit card accounts). If it is an older account, it would likely hurt your score. Closing a newer account would be best. If you go to MyFico.com, you can look at what factors into your score. They suggest to leave accounts open. This of course varies from person to person. If you have 10 credit card accounts and wish to close one of the newer ones or if you would like to consolidate some of the cards, it might be a good idea......Someone with fewer accounts and a shorter history should keep them open. Most important thing to remember.....everyone's credit score is calculated differently (i.e. based on the characteristics of their history). What is a good move for some, may not be for all.
What does a 667 credit score mean?
I dont know what exactly 667 is but a credit score is rated on how good your credit/debit card use is, EG: your credit score is Good
How do you find out what your credit score is for auto insurance?
Auto insurers take a credit score provided by one of the three (3) credit bureaus and then they add characteristics that would not be present on your credit score to come up with an internal score. The auto insurer does not need to tell you what your credit score was, however, they do need to let you know which credit report (and associated score) was used to arrive at their decision. There are a number of service provides that provide access to your credit score. A few of these service providers are represented in the related links section.
How do you raise your credit score when it has been lowered due to credit inquiries?
Pay your bills. I don't know that a credit inquiry will lower your credit score. What does affect your credit score is not paying. Even if you pay late, it shows willingness to pay. But as far as someone checking your credit, I don't think that will actually affect your credit score. Pay your bills. I don't know that a credit inquiry will lower your credit score. What does affect your credit score is not paying. Even if you pay late, it shows willingness to pay. But as far as someone checking your credit, I don't think that will actually affect your credit score.
Does closing a bank account hurt your credit score?
No it does not. Bank accounts are not part of a credit score. For more information about what is on a credit score, check out Phil Turner's book: The Credit Bible - Everything You'll Ever Want To Know About Credit.
Is 836 credit score good?
You know it is, why ask?
Is credit score important to know when financing a vehicle?
Yes credit score is really important to know when you are trying to finance a vehicle and you can always get credit scores from a number of places like http://www.freecreditscore.com
How can you get old credit report?
I WOULD LIKE TO KNOW IF A PERSON CAN GET THIS INF.
What is the purpose of the Experian credit report?
The purpose of the Experian credit report is to find out your credit score as well as many other things. The Experian credit report is everything you need to know about your credit score.
Where can I find credit score advice?
I know you can check your credit report on www.freecreditreport.com they also have a lot of tips and advice to get your score up, and keep it there.
How can I get an instant credit check?
Try checking your instant credit check with sites like credit score. credit score is know for doing this. Then other credit check just like this one might be better.
Does canceling inactive credit cards help your credit score?
I am a senior credit counselor, and actually closing your cards will hurt your score, the way your score is calculated is by how much available credit you have in comparison to how much debt you are currently carrying. If you have the cards with zero balance and available credit on them, then raises your available credit to total debt ratio, thus increasing your score. However, after you have purchased your home, you might want to consider closing the accounts because of the risk of identity theft. Or look into the new credit monitoring services, they are very inexpensive and usually offered through the credit bureaus. They will let you know if anyone checks your credit or if any changes have occurred. Actually, it can hurt your score. the FICO score looks at length of credit history (taking an average of all credit card accounts). If it is an older account, it would likely hurt your score. Closing a newer account would be best. If you go to MyFico.com, you can look at what factors into your score. They suggest to leave accounts open. This of course varies from person to person. If you have 10 credit card accounts and wish to close one of the newer ones or if you would like to consolidate some of the cards, it might be a good idea......Someone with fewer accounts and a shorter history should keep them open. Most important thing to remember.....everyone's credit score is calculated differently (i.e. based on the characteristics of their history). What is a good move for some, may not be for all.
When buying a house, will a loan company tell you your credit score?
Any type of loan company you talk to will be able to let you know your credit score. As long as you have a really good credit score you should have no problem getting a second home.
