creditors may not discriminate by age---only way this can be true is if they have broken the laws by fcra or you are a minor
I filed Chapter 7 last year and when I applied for a credit card this year I was denied and the reason was "bancruptcy".
If your credit card application was denied, you do not have a credit card. You are not in the credit company's system. Therefore, you will not receive a report.
The original AMEX the you were denied for will affect your credit negatively. You will have two separate inquiries with only one open account within a period of six months.
If you accidentally applied for a credit card, you should contact the credit card company immediately to explain the situation and request to cancel the application. It's important to act quickly to prevent any potential negative impact on your credit score.
If you are denied a credit increase, it means that the credit card company has decided not to raise your credit limit. This could be due to factors such as a low credit score, high debt levels, or a history of late payments. Being denied a credit increase may impact your ability to make larger purchases or access more credit in the future.
I filed Chapter 7 last year and when I applied for a credit card this year I was denied and the reason was "bancruptcy".
You may have insufficient credit. Not everyone is denied due to poor credit. You should receive a letter of rejection from the card you applied to stating why you were rejected. If you have not received this, it is within your rights to call the company and ask them to either send the letter or state why you were rejected. Once you know the reason you should review your credit report for errors. You can opt to apply to a department store credit card to help build credit. If you are denied that, you may choose a secured (down payment) credit card to help build or repair credit.
If your credit card application was denied, you do not have a credit card. You are not in the credit company's system. Therefore, you will not receive a report.
YES
The original AMEX the you were denied for will affect your credit negatively. You will have two separate inquiries with only one open account within a period of six months.
It is possible that you will show a low credit score if you have no other loans, credit cards, etc. You have to have revolving accounts or other accounts to establish credit. If you are having trouble getting a credit card you can try and get a secured credit card, or have a co-signer help sign with a application for credit.
Here is a site that explains why some credit card companies deny people for credit cards . I would check it out it may help you credit.about.com/.../creditcardbasics/.../What-To-Do-If-Your-Credit-...
If you accidentally applied for a credit card, you should contact the credit card company immediately to explain the situation and request to cancel the application. It's important to act quickly to prevent any potential negative impact on your credit score.
If you are denied a credit increase, it means that the credit card company has decided not to raise your credit limit. This could be due to factors such as a low credit score, high debt levels, or a history of late payments. Being denied a credit increase may impact your ability to make larger purchases or access more credit in the future.
When one has a credit card which offers cash back one can get cash or a credit to the balance of credit card charges. A certain amount of charges must be applied to the credit card before receiving a reward.
The zip code associated with your credit card is typically the billing address zip code you provided when you applied for the card. You can also find it on your credit card statement or by contacting your credit card issuer.
Did you buy the ATV with the credit card? Then yes Did you use the ATV a security for the credit card when you applied? The yes.