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If you receive disability and are unable to pay your debts can your bank account be frozen and money taken?
NO! SS, SSI, SSD are protected by Federal Statutes and exempt from creditors. A creditor cannot simply "take money" from your bank account. They would have to sue, win the suit, and collect the judgment If that were the case,you would claim your disability payments as exempt. The process for suing is lengthy and expensive, and unless you have assets that cannot be protected, they won't risk losing more money in a lawsuit. All debtors are allowed a set of exemptions, that are governed by state statutes.
Just a note- as of 2004- your social security disability checks can be levied for past Federal Income tax's not paid.
Also, they can levy your disability check if you owe back child support.
ANSWER
talked to MN family court rep and YES SS can be taken for child support but NOT SSI. And YES up to 15% of your SS can be taken for outstanding school loans. Be aware that we common citizens must follow the regulations regarding suing, but the government is a different animal. The feds can levy and take the money. The state govs can levy and tie up your account for 30 days while they determine what source (ss, ect) the money came from so for all intents and purposes, since you can't get the money while the state is determining the source, your checks will bounce and it is a defacto levy.
Just imagine the telephone calls, return calls, forms collected and presented, time off from work, that in itself it a deterrent to even considering letting a situation develop that leads to a levy. Find out first, don't guess.
What else can I help you with?
What are the benefits and coverage options of a credit disability policy?
A credit disability policy provides benefits to help cover loan payments if you become disabled and are unable to work. It can offer financial protection and peace of mind by covering your loan payments during a period of disability.
If you have only one account mapped to this username You are therefore unable to do funds transfer?
You have only one account mapped to this username
Is disability insurance on a car loan worth it?
Disability insurance on a car loan can be worth it if you want protection in case you become unable to make payments due to a disability. It can provide financial security and peace of mind, but it's important to carefully consider the cost and coverage before deciding if it's right for you.
How does disability benefits work and what are the eligibility requirements?
Disability benefits are financial assistance provided to individuals who are unable to work due to a disability. To be eligible, one must have a medical condition that prevents them from working for at least a year or is expected to result in death. Additionally, the individual must have paid into the Social Security system through payroll taxes to qualify for Social Security Disability Insurance (SSDI) benefits.
How can I obtain my account number online?
To obtain your account number online, log in to your account on the website of the financial institution where your account is held. Look for the account details section, where you should be able to find your account number listed. If you are unable to locate it online, you can also contact customer service for assistance.
Can a housewife receive disability?
if the housewife is disabled and unable to work
Can you receive disability for skin cancer surgery on the face and hand?
What kind of Disability are you talking about? SSI, SDI, Individual Policy, Group Policy? What is the insuring clause? How long will you be unable to work?
Can you keep your characters if your wow account is frozen?
Yes all your characters will be on there, but you will be unable to log into your account, when you start to re subscribe you will then be able to play on your characters again :)
Can you apply for a disability insurance if you have cancer?
Yes, if you are unable to work. ANSWER: Actually, if you are currently UNABLE to work, you can NOT apply for disability INSURANCE. You have to be actively at work to get insurance for disability.
Can you get long term disability if you were hurt due to a fall?
If you had a disability insurance policy prior to getting hurt, yes, you will receive benefits if you are still unable to work after the waiting period has passed. If you didn't have a disability insurance policy, you may be eligible for social security disability if your disability is expected to last 12 months or longer.
Have Everything In Order Before You File?
If you are disabled and need to file disability forms, be sure that you have all the documentation from your doctor. The social security office will need proof that you are disable and unable to work. Once all of the forms have been filled out, you will receive a letter in the mail stating whether or not you will receive disability benefits. As long as the information you have provided is correct and turned in on time, you should be able to receive disability insurance.
You have been unable to work for 27 years should you go on permanent disability?
If you are unable to work then you should be on permanent disability if you have no other means of suport.
Can you collect disability insurance for an ulcer?
This depends on the type of Disability insurance you have and also how bad the ulcer is. Normally, individual and group Disability insurance requires that you be unable to perform the material duties of your current occupation, in order to qualify and receive any benefits. If the ulcer is preventing you from working in your job, then there is a chance you may qualify for benefits. If it does not affect your ability to work, then you should not expect to receive benefits. If you are counting on Social Security Disability, you should not expect to be paid disability benefits. Social Security is significantly more difficult to qualify for. You must essentially be unable to do any form of work, in order to be considered disabled and eligible for benefits.
If you were getting unemployment now and they approved you for disability are you able to get both?
YOu cannot receive unemployment benefits at all unless you are available for work and actively seeking work. So, if you are DISABLED, you are not fit for work, and are disqualified from UI benefits.
Can you already be receiving disability benefits and get married?
Receiving disability benefits does not make you legally unable to marry.
Can a dentist on permanent disibility own practices and make income from them?
This will have a LOT to do with the definition of total disability your policy provides you. If you purchased a True Own Occupation Disability policy, then Yes you can work as a practice owner and still receive 100% of your Disability benefits. The primary requirement is that you continue to be unable to perform the material and substantial duties of a Dentist. If the policy you purchased has a Modified Own Occupation definition of disability that working as a practice owner and earning an income will have a negative effect on the benefits you receive from your Long Term Disability insurance.
What is social security and disability claims?
for those who are unable to work due to health
