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The estate is responsible for any outstanding credit card bills. But the assumption is that the wife inherits the husband's assets. One way or another, the spouse ends up paying the debt. The spouse has some right in all real property owned by the husband. If the assets are not enough to cover the debt, the real property may have a lien placed against it to cover those debts.

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13y ago

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Would a credit card company reissue a card to a surviving spouse with a low income?

No, a creditor would not issue a card or extend credit on the account of a deceased spouse. The creditor might be willing to issue a card to the surviving spouse based on his or her own financial situation.


In Texas is the surviving spouse responsible for department store debt still owed?

Texas is a community property state therefore a surviving spouse usually can be held liable for debts solely incurred by the deceased spouse. Exceptions can be made to this law based upon the circumstances of individual cases


Is a surviving spouse in AR responsible for credit card debt that their name is not on?

In Arkansas, a surviving spouse is generally not responsible for credit card debt that is solely in the deceased spouse's name, unless they co-signed or guaranteed the debt. However, if the debt was incurred during the marriage and is considered community debt, the surviving spouse might have some responsibility depending on the circumstances. It's important to consult with a legal expert for specific advice related to individual situations.


If surviving spouse is insolvent is she responsible for credit card debt in Arizona a communty property state if her name was not on credit card and she never used credit card?

The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.


What does the surviving spouse do about the deceased spouse's credit card debt in Florida?

California is a community property state, the debts of the deceased should be included in the probate procedure. Usually in California the surviving spouse is responsible for all debts incurred during the marriage even though he or she was not the named account holder.

Related Questions

Can the surviving spouse's wages be garnished for the deceased spouses medical bills?

No - the surviving spouse is not liable for the deceased person's bills !


Is surviving spouse responsible for credit card debt Nevada?

The decedent's estate still owes the money, and that debt must be satisfied before the estate can be distributed. In the case of a surviving spouse, that spouse is equally liable for any existing debts. If the deceased's estate cannot cover the debt, the spouse must do so.


Is a surviving spouse liable for credit crad debt and car loan under his or her deceased spouse in Colorado?

If the spouse has a Will stating "all of my debts are to be paid." Yes. If not, you just need to send a copy of the Death Certificate to each creditor.


Will the surviving spouse's credit rating be affected by the repossession of the deceased spouse's car?

AnswerIf the surviving spouse was not a joint borrower on the vehicle loan the repossession affect/appear on their credit report.


Is surviving spouse liable for foreclosure in Pennsylvania after death of spouse?

If the loan was in both of your names, yes. That is your foreclosure also.


Is a surviving spouse liable for payment of debt on a loan cosigned only by the deceased spouse in Kentucky?

No, Kentucky is not a community property state.


Can my spouse be liable for my credit card dept?

Nope.... your debts are YOUR responsibility.


Is a surviving spouse liable for an ambulance bill for the deceased bill from CA residence is NV?

Unfortuantely, yes.


In Oregon can a surviving spouse be sued for credit card debt that was solely incurred by the deceased spouse if there is no estate only personal belongings and home held as Tenancy By The Entirety?

Oregon is not a community property state, therefore the surviving spouse would only be liable for debts that were jointly incurred during the marriage. Property held as TBE is not subject to probate procedure as it passes directly to the surviving spouse, neither can TBE property be attached for creditor debt when only one spouse is the debtor.


In Missouri is the spouse responsible for credit card debt when the other one dies?

If the surviving spouse was not an account holder then he or she is not responsible for repayment of the debt. FYI, authorized users are likewise not legally responsible for credit card debt as it is assumed the AU has no control over how the account is handled.


In Alabama is a surviving spouse responsible for the credit card debt of their deceased spouse?

Alabama is not a community property state, the surviving spouse is not responsible for creditor debt unless he or she was a joint account holder.


If your spouse dies and has credit cards in their name only can the surviving spouse negotiate with the creditors to get the amount reduced?

yes they can